Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 umbrella insurance agents in West Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schumacher Insurance Agency
551 Passaic Ave, West Caldwell, NJ 07006
(973) 237-1000
schins.net
Fallivene Agency, Inc. Real Estate
1011 Bloomfield Ave #1A, West Caldwell, NJ 07006
(973) 882-1117
falliveneagencyinc.com
Nicole Nickerson - State Farm Insurance Agent
1010 Bloomfield Ave, West Caldwell, NJ 07006
(973) 521-7150
nicolenickerson.com
Goosehead Insurance - Jesse Branson Jr.
603 Bloomfield Ave Suite 2, West Caldwell, NJ 07006
(973) 435-2509
goosehead.com
Fallivene Agency Inc., Insurance Division
1025 Bloomfield Ave STE 1B, West Caldwell, NJ 07006
(973) 882-5577
falliveneagencyinc.com
MDB Agency Inc
185 Fairfield Ave # 1D, West Caldwell, NJ 07006
(973) 287-6105
mdbagency.com
Raymond G. McCarthy & Company
185 Fairfield Ave Suite 1-C, West Caldwell, NJ 07006
(973) 228-4141
raymondmccarthy.com
D & O Partners Inc
1140 Bloomfield Ave, West Caldwell, NJ 07006
(973) 521-7051
dopartners.com
What Does a Umbrella Insurance Agent in West Caldwell Cost?
Umbrella insurance in New Jersey typically costs between 150 and 350 per year for 1 million in coverage. Higher limits of 2 million to 5 million may cost 300 to 800 annually. Costs vary based on your driving record, number of properties, and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West Caldwell do?
An umbrella insurance agent in West Caldwell helps you assess your personal liability risks and find a policy that covers claims above your existing home and auto limits. They explain how umbrella insurance works with New Jersey state requirements and help you choose the right coverage amount.
How much umbrella insurance do I need in New Jersey?
Most New Jersey residents choose 1 million to 5 million in umbrella coverage. Your agent will consider your assets, income, and lifestyle to recommend a limit. New Jersey courts can award high judgments in personal injury cases, so higher limits are common for homeowners with significant assets.
Can I get umbrella insurance without a home or auto policy in New Jersey?
No, umbrella insurance in New Jersey requires you to have an underlying auto or homeowners policy with certain minimum limits. Your agent will check that your base policies meet the required thresholds, usually 250,000 for auto and 300,000 for home liability.