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Directory of umbrella insurance agents in West New York, New Jersey. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
West New York, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 umbrella insurance agents in West New York, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Bush - State Farm Insurance Agent
6136 Washington St, West New York, NJ 07093
(201) 869-5400
justinbush.net
MedChoice Advisors
448 64th St, West New York, NJ 07093
(201) 571-2459
medchoiceadvisors.com
Onyx Insurance Solutions LLC
4912 Bergenline Ave suite # 10, West New York, NJ 07093
(201) 273-9635
onyxins.org
Farmers Insurance - Edward Medina
445 63rd St, West New York, NJ 07093
(201) 879-0088
agents.farmers.com
Farmers Insurance - Hirian Machado
5601 Bergenline Ave, West New York, NJ 07093
(201) 867-4152
GRAN COLOMBIA INSURANCE AGENCY, LLC
519 60th St, West New York, NJ 07093
(201) 868-8670
Umbrella insurance agents in West New York, New Jersey help you secure extra liability coverage that goes beyond your auto and homeowners policies. New Jersey law requires minimum auto liability limits, but an umbrella policy can provide an additional layer of protection for your savings and future income. Local agents understand the specific risks for Hudson County residents, such as higher population density and increased pedestrian traffic near the waterfront.
What Does a Umbrella Insurance Agent in West New York Cost?
The cost of umbrella insurance in New Jersey typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Higher limits, such as two million or five million dollars, may cost between 250 and 800 dollars annually. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in West New York?
An umbrella insurance agent helps you evaluate your existing liability coverage and recommends a policy that adds extra protection. They review your auto, home, and other insurance to determine the appropriate umbrella limit. In New Jersey, agents often advise on how umbrella policies interact with state minimum coverage requirements.
How much umbrella insurance do I need in New Jersey?
The amount of umbrella insurance you need depends on your assets and potential liability risks. Common limits range from one million to five million dollars. New Jersey courts can award large judgments in personal injury cases, so many residents choose higher limits to protect their home, savings, and future wages.
Can I buy umbrella insurance without a homeowners policy in New Jersey?
Most New Jersey insurers require you to have an underlying auto or homeowners policy before issuing an umbrella policy. Some companies may allow a standalone umbrella if you have no other policies, but this is less common. An agent can explain the specific requirements of different carriers in West New York.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.