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Directory of umbrella insurance agents in West Orange, New Jersey. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
West Orange, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 umbrella insurance agents in West Orange, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Sules - State Farm Insurance Agent
780 Northfield Ave, West Orange, NJ 07052
(973) 325-7555
chrissules.com
Rami Attieh - State Farm Insurance Agent
47 Park Ave Ste 101, West Orange, NJ 07052
(862) 444-7557
ramiwestorange.com
The Sosa Insurance Group
450 Pleasant Valley Way, West Orange, NJ 07052
(888) 902-3026
thesosainsurancegroup.com
ASE Insurance Agency, LLC
111 Northfield Ave # 202, West Orange, NJ 07052
(973) 944-2440
aseinsuranceagency.com
Orange insurance agency
396 Pleasant Valley Way, West Orange, NJ 07052
(862) 359-1905
Browne Insurance Agency
99 Northfield Ave Suite 2, West Orange, NJ 07052
(973) 250-4002
browneinsuranceagency.net
Union Insurance Inc
111 Northfield Ave, West Orange, NJ 07052
(973) 320-7810
Umbrella insurance agents in West Orange, New Jersey help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. This type of insurance is especially relevant in New Jersey where personal injury lawsuits can exceed basic policy limits. An agent can assess your assets and recommend appropriate coverage levels to protect against major claims.
What Does a Umbrella Insurance Agent in West Orange Cost?
In New Jersey, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Costs vary based on your risk factors, number of vehicles, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West Orange do?
An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing auto and home insurance limits. In New Jersey, this extra layer can protect your savings and future income from large lawsuits.
How much umbrella insurance do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your total assets and income. New Jersey courts can award substantial damages, so a thorough asset review with your agent is important.
Is umbrella insurance required by law in New Jersey?
No, umbrella insurance is not legally required in New Jersey. However, it is strongly advised for homeowners, car owners, and anyone with significant assets to protect against liability claims that exceed standard policy limits.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.