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Find Umbrella Insurance Agents Near You in Santa Fe, NM
Looking for a umbrella insurance agent in Santa Fe? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Santa Fe, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 19 umbrella insurance agents in Santa Fe, NM
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Orale Insurance Agency
1251 S St Francis Dr # 2, Santa Fe, NM 87505
(505) 819-0225
oraleins.com
Melissa Sandoval: Allstate Insurance
3454 Zafarano Dr Ste A-1, Santa Fe, NM 87507
(505) 820-1442
agents.allstate.com
Garrett Seawright - State Farm Insurance Agent
1441 Paseo De Peralta C, Santa Fe, NM 87501
(505) 982-5433
garrettseawright.com
AAA Santa Fe Insurance and Member Services
3517 Zafarano Dr Suite D, Santa Fe, NM 87507
(505) 471-6620
ace.aaa.com
George Gandy Insurance
1730 Cerrillos Rd, Santa Fe, NM 87505
(505) 983-8406
georgegandyinsurance.com
Farmers Insurance - Mariana Archuleta
3201 Zafarano Dr Suite E, Santa Fe, NM 87507
(505) 913-0912
agents.farmers.com
Farmers Insurance - Brad Davis
2205 Miguel Chavez Rd Ste A-1a2, Santa Fe, NM 87505
(505) 302-0707
agents.farmers.com
Silas T Garcia Agency & Associates LLC
811 St Michaels Dr Suite 101, Santa Fe, NM 87505
(505) 982-9863
silasgarcia.com
Agape Insurance Services
1301 S St Francis Dr Ste D, Santa Fe, NM 87505
(505) 930-5638
agapesfnm.com
Blue Fox Insurance Agency LLC
1301 S St Francis Dr Ste D, Santa Fe, NM 87505
(505) 933-6486
bluefoxagency.com
Farmers Insurance - Chavela Esparza
1447 St Michaels Dr, Santa Fe, NM 87505
(505) 984-0767
agents.farmers.com
James H Russell Agency Inc
1570 Pacheco St STE C3, Santa Fe, NM 87505
(505) 983-7357
progressiveagent.com
Insurance Del Norte
810 Calle Mejia Ste 105, Santa Fe, NM 87501
(505) 820-6726
Daniels Insurance Inc
805 St Michaels Dr, Santa Fe, NM 87505
(505) 982-4302
danielsinsuranceinc.com
Inszone Insurance Services
1040 Don Diego Ave, Santa Fe, NM 87505
(505) 988-4425
inszoneinsurance.com
The Jemez Insurance Agency
300 Paseo De Peralta, Santa Fe, NM 87501
(505) 424-8049
thejemezagency.com
Zia Insurance Inc
810 Calle Mejia Ste 106, Santa Fe, NM 87501
(505) 983-7329
Insurance New Mexico
150 Washington Ave Suite 201, Santa Fe, NM 87501
(505) 717-3479
insurancenewmexico.net
HUB International
2905 Rodeo Park Dr E Building 6, Suite 100, Santa Fe, NM 87505
(505) 982-4296
hubinternational.com
An umbrella insurance agent in Santa Fe, New Mexico helps you secure extra liability coverage that goes beyond your auto, home, or boat insurance. This coverage is especially important in New Mexico due to the state's comparative fault laws, which can leave you financially responsible for damages even if you are only partially at fault. A local agent can explain how an umbrella policy protects your assets against large claims and lawsuits.
What Does a Umbrella Insurance Agent in Santa Fe Cost?
The cost of an umbrella insurance policy in New Mexico typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits, such as two to five million dollars, may cost 300 to 700 dollars annually. Your premium depends on factors like your driving record, property value, and number of rental units. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Santa Fe do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage limits above your existing homeowners, auto, or watercraft insurance. In New Mexico, this extra layer can protect you from lawsuits arising from accidents on your property or auto collisions where you are found partially liable.
How much umbrella coverage do I need in New Mexico?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk exposure. In New Mexico, factors like the value of your home, savings, and potential income garnishment under state law should be considered when determining your coverage limit.
Is umbrella insurance required in Santa Fe?
Umbrella insurance is not required by New Mexico law, but it is strongly advised for individuals with significant assets or high liability risks. Without it, a lawsuit could exceed your primary policy limits, putting your home, savings, and future wages at risk under New Mexico's judgment enforcement rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Mexico.