Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 umbrella insurance agents in Brentwood, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Apple Insurance Agency
241 Second Ave, Brentwood, NY 11717
(631) 434-7100
appleinsuranceagency.com
ARVY Insurance - All Your Insurance Needs
1632 Brentwood Rd, Brentwood, NY 11717
(631) 524-5425
arvyinsurance.com
DCAP Insurance
779 Suffolk Ave, Brentwood, NY 11717
(631) 231-3333
dcapinsurance.com
Jennifer Rivera - State Farm Insurance Agent
1044 Suffolk Ave, Brentwood, NY 11717
(631) 245-6118
jennrivera.com
Shindana Associates Inc.
968 Suffolk Ave, Brentwood, NY 11717
(631) 435-0900
Unique Insurance LLC
1219b Suffolk Ave, Brentwood, NY 11717
(631) 954-2123
Rodney Insurance Agency, Inc
796 Suffolk Ave, Brentwood, NY 11717
(631) 951-2038
rodneyinsagency.com
Hansen-Ackerman Insurance
44 1st Ave, Brentwood, NY 11717
(631) 273-9165
What Does a Umbrella Insurance Agent in Brentwood Cost?
Typical costs for an umbrella insurance policy in New York range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 million dollars may cost 250 to 500 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Brentwood?
An umbrella insurance agent helps you assess your liability risks and find a policy that covers claims exceeding your primary insurance limits. In New York, this can protect you from lawsuits related to accidents on your property or car crashes. Agents shop multiple carriers to get you the right coverage for your needs.
How much umbrella coverage do I need in New York?
Most New York agents recommend at least 1 million dollars in umbrella coverage, but the amount depends on your assets and income. If you own a home in Brentwood or have significant savings, higher limits like 2 to 5 million may be wise. A local agent can calculate your exposure based on New York liability laws.
Is umbrella insurance required by law in New York?
No, New York does not require umbrella insurance by law. However, it is strongly advised if you have substantial assets or face higher lawsuit risks. Many agents suggest it because New York has a six-year statute of limitations for personal injury claims, giving plaintiffs ample time to sue.