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Looking for a umbrella insurance agent in Elmont? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Elmont, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 umbrella insurance agents in Elmont, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David Accomando - State Farm Insurance Agent
1558 Hempstead Turnpike, Elmont, NY 11003
(516) 355-9220
carhomequotes.com
Julia M Mantovi Insurance Agency Inc
8 Meacham Ave, Elmont, NY 11003
(516) 775-3955
mantoviagency.com
Joseph J. Bologna & Co, Inc.
1324 Hempstead Turnpike, Elmont, NY 11003
(516) 437-2150
jbologna.com
LINX BROKERAGE INC
8 Meacham Ave, Elmont, NY 11003
(516) 980-0088
linxinsurance.com
Maveryck Insurance Agency
153 Locustwood Blvd, Elmont, NY 11003
(917) 979-4529
The Arjoon Agency
802 Meacham Ave, Elmont, NY 11003
(516) 279-1208
agents.gooseheadinsurance.com
An umbrella insurance agent in Elmont, New York helps you secure extra liability coverage beyond standard auto or home policies. New York law requires minimum auto liability limits of $25,000 per person and $50,000 per accident, but an umbrella policy can provide $1 million or more in additional protection. This is especially important for Elmont residents who may face high medical costs or lawsuit risks in the New York metropolitan area.
What Does a Umbrella Insurance Agent in Elmont Cost?
The cost of an umbrella insurance policy in Elmont, New York typically ranges from $150 to $300 per year for $1 million in coverage, depending on your risk profile and insurance history. Higher coverage amounts, such as $2 million, may cost $200 to $500 annually. Factors like driving record, property value, and number of vehicles affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Elmont do?
An umbrella insurance agent in Elmont helps you purchase a personal umbrella liability policy that extends coverage above your existing home and auto insurance. They assess your assets and risk level to recommend an appropriate coverage amount, typically starting at $1 million. In New York, umbrella policies often cover legal defense costs and judgments beyond your primary policy limits.
How much umbrella coverage do I need in New York?
The amount of umbrella coverage you need depends on your net worth and potential liability risks. Many agents recommend at least $1 million in coverage for New York homeowners, especially if you own a pool, have a dog, or host social events. Higher net worth individuals may need $2 million to $5 million to protect assets like real estate or investments.
Are umbrella insurance policies regulated in New York?
Yes, umbrella insurance policies in New York are regulated by the New York State Department of Financial Services. Insurers must follow state rules on policy forms, coverage terms, and rate filings. New York law also requires that umbrella policies clearly state any exclusions and that agents provide a summary of coverage at the time of purchase.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.