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Directory of umbrella insurance agents in Fairport, New York. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Fairport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 umbrella insurance agents in Fairport, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alliance Group Insurance
1341 Fairport Rd, Fairport, NY 14450
(585) 388-8001
alliance-group.net
Amica Mutual Insurance Company
370 Woodcliff Dr Suite 100, Fairport, NY 14450
(800) 852-6422
amica.com
Empire One Insurance Consultants
6605 Pittsford Palmyra Rd W1, Fairport, NY 14450
(585) 433-0000
empireoneinsuranceconsultants.com
Fujimura Insurance Agency
255 Fairport Village Landing, Fairport, NY 14450
(585) 690-6983
fujimurains.com
Samuel Arazoza: Allstate Insurance
305 Packetts Landing, Fairport, NY 14450
(585) 203-9360
agents.allstate.com
AG / Gaesser Agency, Inc.
1220 Fairport Rd, Fairport, NY 14450
(585) 381-0394
gaesseragency.com
JAC Insurance Agency LLC Formerly Gleichauf Agency/Nationwide Ins
7700 Pittsford Palmyra Rd, Fairport, NY 14450
(585) 465-1726
jacinsuranceny.com
Prime Business Solutions
6 N Main St #150, Fairport, NY 14450
(585) 750-7462
Father Son & Associates LLC
1000 Turk Hill Rd Suite 270, Fairport, NY 14450
(585) 368-5612
fsains.com
An umbrella insurance agent in Fairport, New York helps you secure extra liability coverage beyond standard auto and homeowners policies. New York law requires minimum liability limits for auto insurance, but an umbrella policy can protect your assets from large claims or lawsuits. Local agents understand the unique risks for Fairport residents, including lakefront property liabilities near the Erie Canal.
What Does a Umbrella Insurance Agent in Fairport Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, cost more but remain affordable compared to the coverage provided. Factors like driving record, number of properties, and claims history affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Fairport do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In New York, umbrella policies typically start at 1 million dollars in coverage.
How much umbrella insurance do I need in New York?
The amount of umbrella insurance you need depends on your net worth and potential liability risks. Many agents recommend at least 1 million dollars in coverage for homeowners with significant assets. New York courts can award large judgments, so higher limits may be wise for high-income individuals.
Can I get umbrella insurance if I have a rental property in Fairport?
Yes, umbrella insurance can cover liability from rental properties you own. In New York, landlords face specific liability risks such as slip-and-fall accidents or dog bites. An agent can help you add rental property exposures to your umbrella policy for an additional premium.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.