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Find Umbrella Insurance Agents in Grand Island, NY
Compare umbrella insurance agents in Grand Island. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Grand Island, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 umbrella insurance agents in Grand Island, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob Piatek - State Farm Insurance Agent
1837 Whitehaven Rd, Grand Island, NY 14072
(716) 773-2300
piatekinsurance.com
Ramcy Rizek Independent Insurance Agent
57 Carl Rd, Grand Island, NY 14072
(716) 245-9221
libertymutual.com
Phillip Mastantuono: Allstate Insurance
1979 Grand Island Blvd, Grand Island, NY 14072
(716) 775-0100
agents.allstate.com
First Class Insurance Company
2413 Grand Island Blvd, Grand Island, NY 14072
(716) 217-2883
Eric Berger Insurance
2119 Grand Island Blvd, Grand Island, NY 14072
(716) 773-1500
Boss Agency, Inc.
1875 Grand Island Blvd, Grand Island, NY 14072
(716) 773-3051
erieinsurance.com
Thoughtful Insurance (Grand Island)
2053 Baseline Rd, Grand Island, NY 14072
(716) 431-5292
thoughtfulins.com
An umbrella insurance agent in Grand Island, New York helps you secure extra liability coverage that goes beyond the limits of your auto or homeowners policy. New York law requires minimum auto liability limits, but a single lawsuit can quickly exceed those amounts. A local agent can tailor a policy to protect your savings and future income.
What Does a Umbrella Insurance Agent in Grand Island Cost?
In New York, umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage, with each additional million costing roughly 50 to 100 dollars. Factors like your driving record, number of properties, and claims history affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Grand Island do?
An umbrella insurance agent assesses your personal liability risks and helps you purchase a policy that provides additional coverage above your existing home and auto insurance. They guide you through New York specific requirements and policy options.
How much umbrella insurance coverage do I need in New York?
Most experts recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. New York courts can award large judgments, so higher limits may be wise for homeowners or professionals.
Does umbrella insurance cover legal defense costs in New York?
Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. New York law does not require this coverage, but it is a standard feature of most umbrella policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.