Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 umbrella insurance agents in Islip, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Colarusso - State Farm Insurance Agent
3 Pardee Ave, Islip, NY 11751
(516) 342-3457
eastmeadowinsurance.com
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100
lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613
richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242
ociainsurance.com
What Does a Umbrella Insurance Agent in Islip Cost?
Typical annual costs for a 1 million dollar umbrella policy in New York range from 150 to 300 dollars. A 2 million dollar policy may cost 250 to 500 dollars per year. Premiums depend on your driving record, home value, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Islip do?
An umbrella insurance agent in Islip helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts.
How much umbrella coverage do I need in New York?
Most New York agents recommend at least 1 million dollars in umbrella coverage. Higher net worth individuals may need 2 to 5 million dollars. Your agent will evaluate your assets and potential lawsuit exposure.
Is umbrella insurance required by New York law?
No, New York law does not require umbrella insurance. However, New York vehicle owners must carry minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident. Umbrella policies provide extra coverage beyond these minimums.