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Compare Umbrella Insurance Agents in Lake Ronkonkoma, NY
Browse umbrella insurance agents serving Lake Ronkonkoma, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Lake Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 umbrella insurance agents in Lake Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Agency Inc
191 Ronkonkoma Ave, Lake Ronkonkoma, NY 11779
(631) 471-7575
aspen-ny.com
Cotgreave Insurance Agency
558 Portion Rd, Lake Ronkonkoma, NY 11779
(631) 981-5400
cotgreaveagency.com
Multy Cover - Parrinelli Insurance
490 Portion Rd, Lake Ronkonkoma, NY 11779
(631) 588-8888
multycover.com
Amitrano Insurance Services
4 Norwood Ln, Lake Ronkonkoma, NY 11779
(631) 648-7845
amitranoinsurance.myhomehq.biz
Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Lake Ronkonkoma, New York, agents can help you secure this protection against large claims or lawsuits. New York law requires minimum liability limits for auto insurance, but an umbrella policy adds an extra layer of security for your savings and future earnings.
What Does a Umbrella Insurance Agent in Lake Ronkonkoma Cost?
The cost of umbrella insurance in New York typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors like your driving record, property value, and number of vehicles affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lake Ronkonkoma do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your homeowners or auto insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts.
How much umbrella insurance do I need in New York?
Most agents recommend coverage equal to your net worth, typically starting at one million dollars. New York courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.
Is umbrella insurance required by New York law?
No, umbrella insurance is not required by New York law. However, it is strongly advised for those with assets to protect, as New York has no cap on personal injury damages in civil lawsuits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.