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Looking for a umbrella insurance agent in Lynbrook? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Lynbrook, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 umbrella insurance agents in Lynbrook, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melissa Matassa - GEICO Insurance Agent
381 Sunrise Hwy Unit #2, Lynbrook, NY 11563
(516) 881-3210
geico.com
Peter Kelly - State Farm Insurance Agent
349 Merrick Rd, Lynbrook, NY 11563
(516) 599-5400
peterkellyagency.com
Statewide Independent Brokers Inc.
28 Forest Ave, Lynbrook, NY 11563
(877) 242-2556
sibinsuranceservices.com
Umanoff Boyer Agency - Nationwide Insurance
151 Atlantic Ave, Lynbrook, NY 11563
(516) 872-2000
umanoffboyerinsurance.com
Simon Paston & Sons Agency
381 Sunrise Hwy, Lynbrook, NY 11563
(516) 593-2220
paston.com
Premier Risk
142 Lakeview Ave, Lynbrook, NY 11563
(516) 599-8484
premierrisk.com
Umbrella insurance agents in Lynbrook, New York help residents secure an extra layer of liability protection beyond standard home and auto policies. New York law requires minimum liability limits on auto insurance, but an umbrella policy can provide additional coverage starting at one million dollars. This is especially useful for Lynbrook homeowners and drivers who face higher risks from local lawsuits or accidents.
What Does a Umbrella Insurance Agent in Lynbrook Cost?
The cost for an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for one million dollars in coverage, though rates vary by insurer and individual risk factors. Factors like your driving record, number of properties, and claims history can increase or decrease the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lynbrook do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your underlying home or auto insurance limits. In New York, this policy typically requires you to have minimum liability limits on your primary policies, such as 250,000 dollars for bodily injury per person.
How much umbrella coverage do I need in New York?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk exposure. New York courts can award large judgments, so higher limits like two or five million dollars may be appropriate for high-net-worth individuals.
Is umbrella insurance required by law in New York?
No, New York state law does not require umbrella insurance. However, it is strongly advised for anyone with significant assets or a high risk of being sued, such as homeowners with swimming pools or landlords renting properties in Lynbrook.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.