Skip to main content

Umbrella Insurance Agents in Manhasset, NY

Directory of umbrella insurance agents in Manhasset, New York. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Manhasset, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 umbrella insurance agents in Manhasset, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nancy Morris - State Farm Insurance Agent
22 Bayview Ave, Manhasset, NY 11030
(516) 365-2525 nancymorrisagency.com
Felix Zaremba Co
1900 Northern Blvd, Manhasset, NY 11030
(516) 951-0050 fzci.net

An umbrella insurance agent in Manhasset New York helps you secure extra liability protection beyond your standard home and auto policies. New York law requires minimum auto liability limits of 25000 per person and 50000 per accident, but a personal umbrella policy can add 1 million or more in coverage. This is especially important for Manhasset residents with high net worth or property assets near the Long Island Sound.

What Does a Umbrella Insurance Agent in Manhasset Cost?

The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Additional millions may cost 50 to 100 dollars each per year. Factors like your driving record, number of properties, and number of vehicles affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Manhasset do?
An umbrella insurance agent in Manhasset helps you buy a personal liability umbrella policy. This policy provides extra coverage above your home and auto insurance limits. The agent reviews your assets and risks to recommend an appropriate coverage amount.
Do I need umbrella insurance in New York?
Umbrella insurance is not required by New York law, but it is strongly recommended if you have significant assets or face higher liability risks. New York has a high cost of living and lawsuit awards can be large. A 1 million dollar umbrella policy can protect your savings and future earnings.
How much umbrella insurance coverage should I get in Manhasset?
Most agents recommend at least 1 million dollars in umbrella coverage for Manhasset residents. If you own a home, have a boat, or employ household staff, you may need 2 to 5 million. Your agent will calculate the right amount based on your net worth and potential risks.