Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 umbrella insurance agents in New Hartford, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Frigault Agency, Inc.
136 Clinton Rd Rt. 12B, New Hartford, NY 13413
(315) 797-8080
uticaromeinsurance.com
Turnbull Insurance Service
600 French Rd, New Hartford, NY 13413
(315) 735-9201
turnbull-insurance.com
McRorie-Peo Agency
48 Genesee St Floor 2, New Hartford, NY 13413
(315) 316-0084
mcroriepeo.agency
De Angelo & Associates
2 Campion Rd, New Hartford, NY 13413
(315) 768-7900
deangeloinsurance.com
Utica National Insurance Group
180 Genesee St, New Hartford, NY 13413
(800) 598-8422
uticanational.com
Paul Chapman Insurance Agency , Inc.
1758 Burrstone Rd, New Hartford, NY 13413
(315) 793-1048
chapinsure.com
Gilroy Kernan & Gilroy
210 Clinton Rd, New Hartford, NY 13413
(315) 768-8888
gkgrisk.com
What Does a Umbrella Insurance Agent in New Hartford Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your assets, driving record, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in New Hartford do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In New York, umbrella policies often start at 1 million dollars in coverage.
How much umbrella insurance do I need in New York?
The amount you need depends on your assets and potential liability risks. Many agents suggest coverage equal to your net worth. New York courts can award large settlements, so higher limits like 2 to 5 million dollars are common for homeowners with significant assets.
Can I get umbrella insurance if I have a rental property in New Hartford?
Yes, umbrella insurance can cover liability from rental properties you own. New York landlords face specific risks like slip and fall claims. An agent can help you add coverage for your rental units as part of a personal umbrella policy.