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Compare Umbrella Insurance Agents in Rocky Point, NY
Browse umbrella insurance agents serving Rocky Point, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Rocky Point, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 umbrella insurance agents in Rocky Point, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coastal Insurance Solutions
333 NY-25A, Rocky Point, NY 11778
(631) 782-3175
coastalinsurancesolution.com
The Clausen Agency, Inc
333 NY-25A Suite 150, Rocky Point, NY 11778
(631) 744-1393
clausenagency.com
Shore Line Insurance
8 Broadway, Rocky Point, NY 11778
(631) 744-1200
shorelineins.com
An umbrella insurance agent in Rocky Point, New York can help you secure additional liability coverage beyond your standard auto or homeowners policy. In New York, umbrella policies typically require minimum underlying limits of 250,000 for bodily injury per person and 500,000 per accident. This extra layer of protection is valuable for residents with assets to safeguard against lawsuits common in the state.
What Does a Umbrella Insurance Agent in Rocky Point Cost?
In New York, a 1 million dollar umbrella insurance policy usually costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Factors like your driving record, number of vehicles, and property values affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an umbrella insurance policy in Rocky Point New York?
An umbrella insurance policy provides extra liability coverage above the limits of your auto or home insurance. In New York, these policies usually start at 1 million dollars in coverage and protect against claims like libel or property damage. An agent in Rocky Point can help you assess your risk and choose the right amount.
Who needs umbrella insurance in Rocky Point New York?
Homeowners with a swimming pool or trampoline, landlords with rental properties, and drivers with significant assets often need umbrella insurance. New York law does not require umbrella insurance, but it is recommended for those with net worth above 500,000 dollars. An agent can review your personal liability exposure.
How much does umbrella insurance cost in New York?
In New York, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Costs increase with higher limits or additional risks such as multiple properties or young drivers. Your Rocky Point agent will provide a quote based on your specific situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.