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Browse umbrella insurance agents serving South Ozone Park, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
South Ozone Park, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 umbrella insurance agents in South Ozone Park, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
LJ Insurance Agency Inc
127-03 Rockaway Blvd, South Ozone Park, NY 11420
(516) 218-1161
ljinsuranceagency.com
UG Insurance Brokerage, Inc.
114-29 Lefferts Blvd, South Ozone Park, NY 11420
(718) 848-7777
uginsurance.com
An umbrella insurance agent in South Ozone Park can help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. New York state law requires minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, but an umbrella policy can provide 1 million dollars or more in additional protection. This extra layer is especially valuable for residents with assets to protect or those who face higher risk of lawsuits in the New York area.
What Does a Umbrella Insurance Agent in South Ozone Park Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost between 300 and 800 dollars annually. Premiums depend on your risk factors such as number of properties, vehicles, and personal liability history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in South Ozone Park?
An umbrella insurance agent helps you assess your current liability risks and find a policy that covers gaps in your existing insurance. They explain how umbrella coverage works with your auto and homeowners policies to protect your savings and future earnings. The agent also helps you compare quotes from different carriers to find suitable coverage for your needs.
How much umbrella insurance do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. New York courts can award large judgments in liability cases, so higher limits like 2 to 5 million dollars may be wise if you own a home or have significant savings. Your agent can help calculate a suitable limit based on your personal financial situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.