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Showing 3 umbrella insurance agents in Warwick, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phillip Williams - State Farm Insurance Agent
65 Main St # 101, Warwick, NY 10990
(845) 986-7100
warwickins.com
Acrisure Warwick, NY (Seely & Durland Insurance)
13 Oakland Ave, Warwick, NY 10990
(845) 986-1177
acrisure.com
Broadfield Insurance - Trucordia
68 Main St, Warwick, NY 10990
(845) 986-2211
broadfieldinsurance.com
What Does a Umbrella Insurance Agent in Warwick Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 per year for 1 million in coverage. Additional increments of 1 million usually cost 50 to 100 each. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in Warwick New York?
An umbrella policy covers liability claims above your existing auto and home insurance limits. It also covers certain claims not included in standard policies, such as libel, slander, and false arrest. In New York, this extra layer is important for protecting assets like your home or savings from large lawsuits.
How much umbrella insurance do I need in New York?
Most experts recommend at least 1 million in umbrella coverage, but your needs depend on your net worth and risk factors. New York courts often award high settlements for personal injury and property damage cases. An agent in Warwick can help you calculate the right amount based on your assets and lifestyle.
Do I need umbrella insurance if I have a rental property in Warwick?
Yes, owning rental property increases your liability risk. New York landlord-tenant laws can lead to lawsuits for injuries on the property or eviction disputes. Umbrella insurance provides extra coverage beyond your rental property insurance, protecting your personal assets from claims related to your rental units.