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Find Umbrella Insurance Agents Near You in Apex, NC

Browse umbrella insurance agents serving Apex, North Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Apex, North Carolina is Jaclyn Lucas: Allstate Insurance, rated 4.8 stars across 151 reviews. Other highly rated options include Marlow Campbell Insurance Group, WOOMER Insurance, NC Farm Bureau Insurance. This directory lists 11 umbrella insurance agents serving Apex.

Showing 11 umbrella insurance agents in Apex, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jaclyn Lucas: Allstate Insurance203 S Salem St(919) 367-2810
2Marlow Campbell Insurance Group1001 Pemberton Hill Rd STE 203(919) 362-7319
3WOOMER Insurance106 N Salem St(919) 290-6000
4NC Farm Bureau Insurance209 N Salem St(919) 589-0225
5Morgan & Allen Insurance Group, Apex Office1031 Pemberton Hill Rd STE 203(919) 339-9126
6Affinity Insurance Group800 W Williams St Suite 231H(919) 296-3787
7Barber Insurance Agency2201 Candun Dr #200(919) 629-7426
8Insurance Service Center1111 Pemberton Hill Rd STE 102(919) 387-0560
9Walker Insurance Group, Inc.420 E Williams St(919) 387-2886
10Rogers Insurance Agency512 W Williams St(919) 362-8310
JL
203 S Salem St
Jaclyn Lucas: Allstate Insurance
Umbrella Insurance Agent · Apex, NC

Jaclyn Lucas: Allstate Insurance serves the Apex, North Carolina area and provides umbrella insurance agent services. An umbrella insurance policy offers additional liability coverage beyond standard home and auto policies. This agent helps clients in the region protect their assets against large claims or lawsuits. Local homeowners and drivers often seek this extra layer of financial security. The agency assists with personal umbrella policies and coordinates them with existing Allstate home and auto insurance plans.

MC
1001 Pemberton Hill Rd STE 203
Marlow Campbell Insurance Group
Umbrella Insurance Agent · Apex, NC

Marlow Campbell Insurance Group offers a range of umbrella insurance services in Apex, NC, providing extended liability coverage that activates when underlying policy limits are exhausted. The agency helps clients evaluate their risk exposure and adjust coverage limits to protect broader assets. Service plans include annual policy reviews to ensure coverage remains aligned with changing personal or business circumstances. Routine maintenance involves monitoring policy terms and coordinating with primary insurers for seamless claims handling. The company provides these solutions for single-family homes, apartments, retail establishments, and local restaurants.

WI
106 N Salem St
WOOMER Insurance
Umbrella Insurance Agent · Apex, NC

WOOMER Insurance serves homeowners, businesses, and property managers in Apex, North Carolina, who need liability protection beyond standard policy limits. As an umbrella insurance agent, the company helps clients secure additional coverage for major claims or lawsuits that could otherwise threaten personal assets or business stability. Policies are tailored to bridge gaps in underlying home, auto, or commercial insurance. The agency also provides services to clients in nearby Cary and portions of the western Raleigh metro area.

NF
209 N Salem St
NC Farm Bureau Insurance
Umbrella Insurance Agent · Apex, NC

NC Farm Bureau Insurance provides comprehensive personal coverage options for residents in Apex, North Carolina. Its umbrella insurance policies extend liability protection beyond standard home and auto limits, helping safeguard personal assets against major claims or lawsuits. The company assists policyholders in evaluating their individual risk exposure to determine appropriate coverage levels. This tailored approach is available to a range of commercial sectors, including local offices, warehouses, and food service operations.

MA
1031 Pemberton Hill Rd STE 203
Morgan & Allen Insurance Group, Apex Office
Umbrella Insurance Agent · Apex, NC

Serving the Apex area and surrounding Wake County communities, Morgan & Allen Insurance Group, Apex Office handles comprehensive umbrella insurance policies designed to provide extended personal liability coverage. This agency manages policies that offer additional protection beyond standard homeowners and auto insurance limits, addressing potential gaps in coverage. For a typical assignment, it carefully reviews a client’s existing assets and risk exposure to recommend appropriate additional liability limits and terms.

AI
800 W Williams St Suite 231H
Affinity Insurance Group
Umbrella Insurance Agent · Apex, NC

Affinity Insurance Group in Apex, NC distinguishes between one-time service options for immediate coverage needs and recurring arrangements for ongoing policy management. Coverage typically includes excess liability protection beyond standard home and auto policies, safeguarding local assets and future earnings. The professional team aligns coverage limits with regional property values and personal assets. Service operates on a schedule determined at the time of policy setup, available as a one-time enrollment or with periodic reviews as needed.

BI
2201 Candun Dr #200
Barber Insurance Agency
Umbrella Insurance Agent · Apex, NC

Barber Insurance Agency specializes in providing umbrella insurance policies for residents and businesses in Apex, North Carolina. This general agency works to increase liability coverage limits beyond standard homeowners and auto policies. It assesses individual risk exposures to help protect personal assets and future earnings. The agency serves clients seeking a broader safety net against expensive lawsuits. Barring other details, its typical role includes assisting with claims and adjustments to coverage as circumstances change. It can help prepare for increased liability exposure during major holiday gatherings or when hosting large community events.

IS
1111 Pemberton Hill Rd STE 102
Insurance Service Center
Umbrella Insurance Agent · Apex, NC

When heavy spring storms roll across Wake County, homeowners in Apex often worry about liability gaps in their standard policies. Insurance Service Center offers focused solutions as an umbrella insurance agent. They present extra liability coverage that activates after underlying home or auto limits are exhausted. This protects clients from major claims, such as someone injured on their property. The process begins with a careful review of existing policies and personal assets. An initial assessment is then conducted to identify appropriate coverage levels and determine a suitable policy for each household.

WI
420 E Williams St
Walker Insurance Group, Inc.
Umbrella Insurance Agent · Apex, NC

Walker Insurance Group, Inc. in Apex, NC provides liability insurance coverage that extends beyond standard policy limits for added financial protection. As an umbrella insurance agent, the company focuses on acquiring broad additional coverage that activates after underlying policies are exhausted. This service helps clients safeguard their assets against major claims or lawsuits. The agent assists with filling coverage gaps for commercial enterprises, including offices, warehouses, and food service operations.

RI
512 W Williams St
Rogers Insurance Agency
Umbrella Insurance Agent · Apex, NC

Rogers Insurance Agency in Apex, NC, assists homeowners in this area by securing umbrella policies that provide extra personal liability coverage beyond standard home insurance. The firm also offers similar commercial protection for local businesses, serving clients throughout Apex and the surrounding towns. After an initial policy is set, the agent helps review coverage limits to ensure they keep pace with changing needs. Clients are encouraged to schedule follow-up consultations between regular seasonal visits for policy adjustments.

AC
1001 Pemberton Hill Rd STE 101
Apex Cary Insurance
Umbrella Insurance Agent · Apex, NC
(919) 362-1692
apexcaryinsurance.com

What Does an a Umbrella Insurance Agent in Apex Cost?

Umbrella insurance in North Carolina typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may range from 300 to 800 dollars annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.

About umbrella insurance agents in Apex

Umbrella insurance agents in Apex, North Carolina help residents secure extra liability coverage beyond standard auto and homeowners policies. North Carolina law requires minimum liability limits for drivers, but an umbrella policy can provide additional protection against major claims or lawsuits. Working with a local agent ensures your policy aligns with state regulations and your personal risk factors.

Frequently Asked Questions

What does umbrella insurance cover in Apex, North Carolina?

Umbrella insurance covers liability costs that exceed your auto or homeowners policy limits, such as legal fees or medical bills. In North Carolina, it can also protect against claims for libel or slander. The policy typically covers you and your household members worldwide.

How much umbrella insurance do I need in North Carolina?

Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own property or have significant assets. North Carolina courts can award large settlements, so higher limits like 2 or 5 million dollars may be wise for high-net-worth individuals. Your agent can help assess your specific needs.

Do I need umbrella insurance if I have a homeowners policy in Apex?

Yes, a standard homeowners policy in North Carolina has liability limits that may not cover major accidents or lawsuits. Umbrella insurance adds an extra layer of protection, often covering legal defense costs as well. It is especially useful if you have a pool, trampoline, or dog.

Umbrella Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.