Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 11 umbrella insurance agents in Apex, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaclyn Lucas: Allstate Insurance
203 S Salem St, Apex, NC 27502
(919) 367-2810
agents.allstate.com
Marlow Campbell Insurance Group
1001 Pemberton Hill Rd STE 203, Apex, NC 27502
(919) 362-7319
bestinsurancearound.com
WOOMER Insurance
106 N Salem St, Apex, NC 27502
(919) 290-6000
woomerinsurance.com
NC Farm Bureau Insurance
209 N Salem St, Apex, NC 27502
(919) 589-0225
ncfbins.com
Morgan & Allen Insurance Group, Apex Office
1031 Pemberton Hill Rd STE 203, Apex, NC 27502
(919) 339-9126
morganallen.com
Affinity Insurance Group
800 W Williams St Suite 231H, Apex, NC 27502
(919) 296-3787
affinityinsurancenc.com
Barber Insurance Agency
2201 Candun Dr #200, Apex, NC 27523
(919) 629-7426
insuringnc.com
Insurance Service Center
1111 Pemberton Hill Rd STE 102, Apex, NC 27502
(919) 387-0560
iscfay.com
Walker Insurance Group, Inc.
420 E Williams St, Apex, NC 27502
(919) 387-2886
walkerinsurancegroup.com
Rogers Insurance Agency
512 W Williams St, Apex, NC 27502
(919) 362-8310
rogersinc.net
Apex Cary Insurance
1001 Pemberton Hill Rd STE 101, Apex, NC 27502
(919) 362-1692
apexcaryinsurance.com
What Does a Umbrella Insurance Agent in Apex Cost?
Umbrella insurance in North Carolina typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may range from 300 to 800 dollars annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Apex, North Carolina?
Umbrella insurance covers liability costs that exceed your auto or homeowners policy limits, such as legal fees or medical bills. In North Carolina, it can also protect against claims for libel or slander. The policy typically covers you and your household members worldwide.
How much umbrella insurance do I need in North Carolina?
Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own property or have significant assets. North Carolina courts can award large settlements, so higher limits like 2 or 5 million dollars may be wise for high-net-worth individuals. Your agent can help assess your specific needs.
Do I need umbrella insurance if I have a homeowners policy in Apex?
Yes, a standard homeowners policy in North Carolina has liability limits that may not cover major accidents or lawsuits. Umbrella insurance adds an extra layer of protection, often covering legal defense costs as well. It is especially useful if you have a pool, trampoline, or dog.