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Umbrella Insurance Agents in Clemmons, NC

Compare umbrella insurance agents in Clemmons. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Clemmons, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 2 umbrella insurance agents in Clemmons, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Hassell Insurance Group, Inc.
3540 Clemmons Rd Suite 310, Clemmons, NC 27012
(336) 306-9152 hassellinsurance.com
The Morgan Agency
2265 Lewisville Clemmons Rd STE B, Clemmons, NC 27012
(336) 721-9054 trustmorgan.com

Umbrella insurance agents in Clemmons North Carolina help you add an extra layer of liability protection beyond your standard home and auto policies. North Carolina law requires minimum auto liability limits of 30/60/25, but an umbrella policy can cover claims that exceed those amounts. Local agents can tailor coverage to your specific needs and assets.

What Does a Umbrella Insurance Agent in Clemmons Cost?

The cost of umbrella insurance in North Carolina typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits can cost 75 to 150 dollars per additional million. Factors like your driving record, number of properties, and claims history affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Clemmons do?
An umbrella insurance agent helps you purchase a policy that provides additional liability coverage above your existing home and auto insurance. In North Carolina, this extra coverage can protect you from lawsuits or large claims that exceed your primary policy limits.
How much umbrella coverage do I need in North Carolina?
The amount of umbrella coverage you need depends on your assets and risk level. Many agents recommend at least 1 million dollars in coverage. North Carolina courts can award large settlements, so higher limits may be wise for homeowners or business owners.
Can I buy umbrella insurance from any agent in Clemmons?
Yes, many independent and captive agents in Clemmons offer umbrella insurance. However, some policies require you to have underlying home and auto coverage with the same company. Ask your agent about bundling options and eligibility requirements.