The top-rated umbrella insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 umbrella insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 7 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 8 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 9 | Pinnacle Employee Benefits | 710 31st Ave SW STE 3 | (701) 858-0058 |
| 10 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
Jessica Aardahl - State Farm Insurance Agent serves the Minot, North Dakota, metro area, offering umbrella insurance and related personal coverage. This agency helps residents secure liability protection beyond standard policy limits, ensuring assets are guarded against major claims or lawsuits. Policyholders work with an agent who assesses their unique exposure to risk. The agency handles umbrella policies that extend coverage for auto or home incidents. It also services homeowners seeking additional protection for property-related liability issues in this region.
Offering umbrella insurance to supplement existing liability coverage, Paul Siebert - State Farm Insurance Agent in Minot, ND, provides extra financial protection that kicks in when standard policy limits are exhausted. Service plans focus on personal consultation to assess risk exposure and tailor coverage levels accordingly. Regular policy reviews help ensure limits remain appropriate as circumstances change. Typical clients needing this additional layer of security include owners of single-family homes, apartments, retail, and restaurants.
Serving Minot, North Dakota, and the surrounding communities, Michael A Lucy Agency Inc American Family Insurance provides umbrella insurance coverage that extends beyond standard policy limits. This agency handles protection for clients seeking additional liability defense against major claims or lawsuits that could otherwise threaten personal assets. Operating in this region, the company typically begins by reviewing a client’s existing auto and homeowners policies to identify exposure gaps. It then recommends appropriate umbrella coverage limits tailored to individual risk profiles, following detailed consultations that assess property value and liability exposure.
Kim Albert Agency: Allstate Insurance serves homeowners, businesses, and property managers in Minot, ND, seeking financial protection through umbrella insurance. Umbrella policies provide additional liability coverage beyond standard home or auto limits, helping safeguard personal assets and business holdings. As a local agent, Kim Albert works with clients to identify coverage gaps and structure appropriate additional liability layers. The agency offers custom guidance on limits for residential properties, commercial leases, and rental units. It also serves the surrounding communities of Burlington and the greater Minot metropolitan area.
Michael E Braun - State Farm Insurance Agent in Minot, ND, helps clients understand the key difference between a single umbrella policy and a recurring liability protection plan. Umbrella coverage here extends beyond standard auto or home policies, offering additional layers of financial safety for unforeseen incidents. This agent provides quotes for both one-time policy purchases and ongoing scheduled coverages tailored to local risk exposure. Service is available on either a one-time or as-needed basis, depending on the client's specific request.
Minot winters bring heavy snow and ice that can create unexpected liability risks for homeowners and drivers. Farmers Insurance - Miranda Schuler provides umbrella insurance solutions designed to add extra coverage beyond standard home and auto policies, helping protect assets from large claims. This added layer can be crucial when accidents or injuries exceed primary policy limits. Miranda Schuler works to evaluate personal insurance needs and liabilities for clients in Minot and surrounding areas. Getting started typically begins with a discussion to review existing policies and assess potential coverage gaps.
Donovan Insurance Agency LLP specializes in umbrella insurance policies that provide supplemental liability coverage. In Minot, ND, it works with residents to extend personal and home protection beyond standard limits. The agency assists clients in reviewing their existing policies to identify potential coverage gaps. Fill coverage is tailored to individual needs. Umbrella insurance statements here can be adjusted to match specific budgets and regional risks. During the heavy snow season, the agency helps clients protect assets from slip-and-fall injury claims that may exceed a homeowner's standard liability limits.
Heritage Insurance Services provides comprehensive liability coverage options for clients throughout the Minot area. The agency specializes in umbrella insurance, offering additional layers of protection beyond standard policies to help safeguard personal and business assets from major claims. This extra coverage can be essential for managing unforeseen risks that exceed underlying policy limits. The knowledgeable team works with clients in various commercial sectors, including offices, warehouses, and food service operations.
Pinnacle Employee Benefits in Minot serves residential clients by helping them secure umbrella insurance to extend liability protection beyond standard policies, addressing gaps that can arise from homeownership or personal assets. The agency also assists commercial clients in Minot and surrounding areas, providing broader coverage for businesses facing higher liability risks from daily operations. Follow-up consultations ensure these policies stay aligned with changing needs, and repeat service helps adjust coverage between regular visits as real estate or business circumstances evolve.
Farmers Insurance - Kellen Latendresse is known for providing personalized umbrella insurance coverage to clients in Minot, ND. This agency helps individuals and families secure additional liability protection that extends beyond standard home and auto policies, safeguarding assets and future income from major claims. Their service range includes assessing unique risk profiles to recommend appropriate policy limits for local residents and small business owners. The agency can also add on excess liability coverage for rental properties or recreational vehicles.
What Does an a Umbrella Insurance Agent in Minot Cost?
Typical umbrella insurance costs in North Dakota range from 150 to 350 dollars per year for 1 million dollars of coverage, with additional increments costing less. Factors such as your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Minot
Umbrella insurance agents in Minot, North Dakota help clients secure additional liability coverage that goes beyond the limits of auto, home, or watercraft policies. In North Dakota, state law requires minimum liability limits for auto insurance, but an umbrella policy can provide an extra layer of protection against large claims or lawsuits. Local agents understand the unique risks of the region, including severe weather and agricultural operations.
Frequently Asked Questions
What does an umbrella insurance agent in Minot do?
An umbrella insurance agent in Minot helps you assess your liability risks and find a policy that provides extra coverage above your existing insurance limits. They guide you through the application process and explain how umbrella policies work with North Dakota insurance requirements.
How much umbrella insurance do I need in North Dakota?
The amount of umbrella insurance you need depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage, but you should discuss your specific situation with a local agent to determine the right limit.
Can I get umbrella insurance if I have a high risk occupation in Minot?
Yes, but some occupations may require higher premiums or have certain restrictions. An agent in Minot can help you find an insurer that offers umbrella coverage for your specific job, such as farming or construction work common in North Dakota.
Umbrella Insurance Agents in Other North Dakota Cities
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