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Looking for a umbrella insurance agent in Beachwood? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Beachwood, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 5 umbrella insurance agents in Beachwood, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Busha-Okeson Insurance Agency
23980 Chagrin Blvd #200, Beachwood, OH 44122
(216) 766-6300
busha-okeson.com
Kozuch Insurance Services
23366 Commerce Park Rd #200, Beachwood, OH 44122
(216) 397-5890
kisoh.net
Nationwide Insurance-James Hoynes, Agent
23811 Chagrin Blvd UNIT 101, Beachwood, OH 44122
(216) 831-2770
Nationwide Insurance: Hoynes Insurance Agency LLC
23811 Chagrin Blvd UNIT 101, Beachwood, OH 44122
(216) 831-2770
JR Insurance Agency LLC
2000 Auburn Dr #200, Beachwood, OH 44122
(216) 983-9565
Umbrella insurance provides extra liability coverage beyond your auto and home policies. In Beachwood Ohio agents can help you secure this added protection. Ohio law does not require umbrella insurance but it can shield your savings and future earnings from large claims.
What Does a Umbrella Insurance Agent in Beachwood Cost?
In Ohio umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits of two to five million may cost 300 to 600 dollars annually. Your actual premium depends on your risk profile number of properties and driving record. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Beachwood do?
An umbrella insurance agent helps you buy a personal liability policy that kicks in after your auto or home insurance limits are used up. They assess your risk and recommend coverage amounts. In Ohio agents must be licensed by the Ohio Department of Insurance.
How much umbrella insurance do I need in Ohio?
Most agents suggest at least one million dollars in coverage. Your needs depend on your assets and income. Ohio courts can award judgments that exceed standard policy limits so higher coverage may be wise.
Can umbrella insurance cover legal fees in Ohio?
Yes umbrella policies typically cover legal defense costs even for claims not covered by your underlying policies. Ohio law allows insurers to defend you in lawsuits that fall under the policy terms. This can save you thousands in attorney fees.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.