ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Franklin, Ohio. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Franklin, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 umbrella insurance agents in Franklin, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Foley Insurance Group
1135 E 2nd St, Franklin, OH 45005
(937) 230-5909
foleyinsgroup.com
Foley Insurance Group
1135 E 2nd St, Franklin, OH 45005
(937) 230-5909
foleyinsgroup.com
Umbrella insurance agents in Franklin Ohio help you secure extra liability coverage that goes beyond your auto or homeowners policy. This type of policy is especially useful for Ohio residents who own property or have significant savings. Ohio law requires minimum liability limits on auto insurance but an umbrella policy can provide an additional layer of protection.
What Does a Umbrella Insurance Agent in Franklin Cost?
In Ohio umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Each additional million may cost 75 to 150 dollars more. Your actual premium depends on your driving record home value and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Franklin Ohio do?
An umbrella insurance agent helps you find a personal liability policy that covers claims above your standard limits. They assess your assets and risk factors to recommend an appropriate coverage amount. In Ohio this policy can also cover legal defense costs for certain lawsuits.
How much umbrella coverage do I need in Ohio?
Most agents suggest at least 1 million dollars in umbrella coverage for Ohio homeowners. The exact amount depends on your net worth and potential risks. Ohio courts can award large judgments so higher limits may be wise for those with substantial assets.
Can I buy umbrella insurance without a home or auto policy?
No you must usually have an underlying auto or homeowners policy before you can buy umbrella insurance in Ohio. The umbrella policy only kicks in after those base policies are exhausted. Your agent will help you meet the minimum liability requirements set by the insurance company.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Franklin who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.