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Compare Umbrella Insurance Agents in Huber Heights, OH
Browse umbrella insurance agents serving Huber Heights, Ohio. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Huber Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 9 umbrella insurance agents in Huber Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
6100 Chambersburg Rd, Huber Heights, OH 45424
(937) 235-1450
locations.acceptance.com
AAA Huber Heights
8381 Old Troy Pike, Huber Heights, OH 45424
(937) 281-3530
cluballiance.aaa.com
Nathan Baker - State Farm Insurance Agent
7025 Old Troy Pike, Huber Heights, OH 45424
(937) 236-9950
nathanbakersf.com
Ronnie Redd - State Farm Insurance Agent
6571 Brandt Pike, Huber Heights, OH 45424
(937) 233-3728
ronnieredd.net
Tyrone Collier American Family Insurance
6373 Kittyhawk Commons Dr, Huber Heights, OH 45424
(937) 235-9010
amfam.com
Joel Gruber - State Farm Insurance Agent
7283 Old Troy Pike, Huber Heights, OH 45424
(937) 233-7300
gruberins.com
Macy Agency: Allstate Insurance
7029 Taylorsville Rd Ste C, Huber Heights, OH 45424
(937) 233-4455
agents.allstate.com
Roger Crisp - State Farm Insurance Agent
6022 Old Troy Pike, Huber Heights, OH 45424
(937) 233-4504
crispinsurance.com
Nationwide Insurance: Owen J Estep
4756 Fishburg Rd, Huber Heights, OH 45424
(937) 235-5800
agency.nationwide.com
Umbrella insurance agents in Huber Heights, Ohio help residents obtain extra liability coverage beyond standard auto and home policies. Ohio law does not require umbrella insurance, but it can protect assets from large lawsuits. Agents in this Dayton suburb can explain how Ohio liability limits apply to your personal situation.
What Does a Umbrella Insurance Agent in Huber Heights Cost?
The cost of umbrella insurance in Ohio typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 200 to 400 dollars annually. Factors like your driving record, home value, and number of properties affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Huber Heights do?
An umbrella insurance agent helps you purchase a policy that provides additional liability coverage above your home and auto insurance limits. In Ohio, this extra layer can cover claims like personal injury or property damage that exceed your primary policy limits.
How much umbrella coverage do I need in Ohio?
The amount of umbrella coverage you need depends on your assets and risk exposure. Many Ohio agents recommend at least 1 million dollars in coverage, but you can purchase higher limits based on your net worth and lifestyle.
Does Ohio law require umbrella insurance?
No, Ohio law does not require umbrella insurance. However, Ohio courts can award large judgments in liability cases, so an umbrella policy can provide important financial protection beyond your standard insurance limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.