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Find Umbrella Insurance Agents Near You in Milford, OH

Browse umbrella insurance agents serving Milford, Ohio. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Milford, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 3 umbrella insurance agents in Milford, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lovins Insurance Agency
130 Water St, Milford, OH 45150
(513) 831-7900 lovins-ins.com
BIG Agency (Buechner Insurance Group)
954 Business 28, Milford, OH 45150
(513) 831-4544 buechnerinsurance.com
Chip Berry Insurance
1077 OH-28 Ste 205, Milford, OH 45150
(513) 444-2100 berry-agency.com

An umbrella insurance agent in Milford, Ohio can help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Ohio law does not require umbrella insurance, but it can provide important financial protection against large claims or lawsuits. Agents in Milford understand local risk factors, such as weather-related property damage and traffic patterns on I-275.

What Does a Umbrella Insurance Agent in Milford Cost?

In Ohio, umbrella insurance premiums often start around 150 dollars per year for 1 million dollars in coverage and can go up to 500 dollars or more for higher limits. Factors such as multiple vehicles, rental properties, or a teenage driver can increase the cost. This is general information and not insurance advice. Always consult a licensed insurance agent for specific quotes.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Milford do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides additional coverage above your existing auto and home insurance. This policy can protect your savings and future income if you are sued for damages that exceed your primary policy limits.
How much umbrella coverage do I need in Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Ohio courts can award large judgments in liability cases, so an agent can help you calculate a suitable limit based on your net worth.