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Umbrella Insurance Agents in Gladstone, OR

Directory of umbrella insurance agents in Gladstone, Oregon. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Gladstone, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Oregon before hiring.
Showing 2 umbrella insurance agents in Gladstone, OR Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melissa Miller - State Farm Insurance Agent
15 82nd Dr #200, Gladstone, OR 97027
(503) 653-9080 mmillerinsurance.com
Johnny Walker - State Farm Insurance Agent
15 82nd Dr #200, Gladstone, OR 97027
(503) 557-7619 johnnywalkerinsurance.com

An umbrella insurance agent in Gladstone Oregon helps you secure extra liability coverage that goes beyond your home and auto policies. Oregon law requires minimum liability limits for auto insurance but does not mandate umbrella coverage. Local agents can explain how an umbrella policy can protect your savings and future income from large claims or lawsuits.

What Does a Umbrella Insurance Agent in Gladstone Cost?

The cost of an umbrella insurance policy in Oregon typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher coverage amounts cost more and rates vary by insurer and your personal risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Gladstone do?
An umbrella insurance agent in Gladstone helps you assess your personal liability risks and find a policy that provides additional coverage above your existing home and auto insurance limits. They guide you through the application process and explain how Oregon law affects your coverage options.
How much umbrella coverage do I need in Oregon?
The amount of umbrella coverage you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage. Oregon courts can award large judgments in personal injury cases so extra protection is often wise for homeowners and business owners.
Do I need to have certain base policies to buy umbrella insurance in Oregon?
Yes. Most insurers require you to have underlying auto and homeowners or renters insurance with specific minimum liability limits. For example your auto policy may need at least 300 thousand dollars per person and 300 thousand dollars per accident. Your agent can verify your current policies meet these requirements.