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Looking for a umbrella insurance agent in Hummelstown? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Hummelstown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 umbrella insurance agents in Hummelstown, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wagner's Insurance Agency
107 W Main St, Hummelstown, PA 17036
(717) 566-8751
wagins.com
Kreider & Smith
35 E 2nd St, Hummelstown, PA 17036
(717) 566-3070
kreidersmithins.com
An umbrella insurance agent in Hummelstown Pennsylvania helps you secure additional liability coverage that goes beyond the limits of your home and auto policies. Pennsylvania law requires minimum liability limits for auto insurance but does not mandate umbrella coverage. An agent can explain how umbrella policies protect your assets from major lawsuits and claims in the local community.
What Does a Umbrella Insurance Agent in Hummelstown Cost?
Umbrella insurance premiums in Pennsylvania typically range from 150 to 400 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits and additional risk factors like multiple properties or teenage drivers. Agents in Hummelstown can provide quotes based on your specific situation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hummelstown do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. The agent assesses your assets and risk profile to recommend an appropriate coverage amount. They also explain how the policy applies to incidents that may not be covered by your primary insurance.
Do I need umbrella insurance in Pennsylvania?
Umbrella insurance is not required by Pennsylvania law but is recommended if you have significant assets or face higher liability risks. Pennsylvania has a two-year statute of limitations for personal injury lawsuits, which makes extra coverage valuable. An agent can help you decide if umbrella insurance fits your financial situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.