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Showing 3 umbrella insurance agents in Montoursville, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Jacobson - State Farm Insurance Agent
999 N Loyalsock Ave #3, Montoursville, PA 17754
(570) 322-5919
williamsportinsurance.net
The Hartman Group
1720 Sycamore Rd, Montoursville, PA 17754
(570) 326-7241
hartmangroup1.com
Best Insurance Agency Quotes
725 N Loyalsock Ave, Montoursville, PA 17754
(215) 774-5759
suzannawink8503361.wixsite.com
What Does a Umbrella Insurance Agent in Montoursville Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 350 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars can cost 300 to 800 dollars annually. Premiums depend on your risk factors such as driving record, home condition, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Montoursville do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your underlying insurance limits are used up. This policy covers claims like bodily injury or property damage that exceed your standard coverage. The agent will review your assets and risks to recommend an appropriate limit.
How much umbrella coverage do Pennsylvania homeowners need?
Most experts suggest at least one million dollars in umbrella coverage, but the right amount depends on your net worth and potential lawsuit exposure. Pennsylvania courts can award large judgments, so higher limits may be wise for those with significant assets. Your agent can help you calculate a suitable amount.
Is umbrella insurance required by Pennsylvania law?
No, Pennsylvania does not require umbrella insurance by law. However, it is strongly recommended for anyone with assets to protect. The state requires minimum auto liability coverage of 15,000 dollars per person and 30,000 dollars per accident, but umbrella policies start where those limits end.