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Showing 3 umbrella insurance agents in Richboro, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gavaghan Family Insurance, Inc.
770 Second Street Pike, Richboro, PA 18954
(215) 355-1248
gavfamilyinsurance.com
Rumer Insurance Services
696 Second Street Pike, Richboro, PA 18954
(215) 355-1025
rumerinsurance.com
Sentinel Insurance Advisors
95 Almshouse Rd, Richboro, PA 18954
(215) 918-9030
sentinelinsure.com
What Does a Umbrella Insurance Agent in Richboro Cost?
Umbrella insurance in Pennsylvania typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 700 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Pennsylvania?
Umbrella insurance covers liability claims that exceed your underlying policy limits, such as bodily injury or property damage. It also covers certain claims not included in standard policies, like libel or slander. In Pennsylvania, it can protect your assets from large lawsuits.
How much umbrella coverage do I need in Richboro?
Most experts recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk exposure. A local agent can evaluate your net worth, property value, and lifestyle to suggest an appropriate limit.
Are there any state-specific rules for umbrella insurance in Pennsylvania?
Pennsylvania does not require umbrella insurance by law, but insurers often require you to carry minimum underlying limits on your auto and home policies. The state follows a modified comparative fault rule, which can affect how claims are paid.