Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 umbrella insurance agents in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Cumberland
2000 Mendon Rd, Cumberland, RI 02864
(401) 333-9500
branches.northeast.aaa.com
Carlos Semedo: Primerica - Financial Services
Rear Lower Level, 2374 Diamond Hill Rd, Cumberland, RI 02864
(401) 495-4563
reps.primerica.com
What Does a Umbrella Insurance Agent in Cumberland Cost?
In Rhode Island, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Costs vary based on your risk profile, number of vehicles, and property value. Higher limits of 2 to 5 million dollars may cost 200 to 500 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Rhode Island?
Umbrella insurance covers liability claims that exceed your underlying policy limits. This includes bodily injury, property damage, and personal injury lawsuits. In Rhode Island, it can also cover legal defense costs for covered claims.
How much umbrella insurance do I need in Cumberland?
The amount depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage. Rhode Island courts have awarded large settlements, so higher limits may be wise for homeowners or business owners.