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Compare umbrella insurance agents in Exeter. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Exeter, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 umbrella insurance agents in Exeter, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adams Insurance
400 S County Trail STE A101, Exeter, RI 02822
(401) 295-5000
adamsri.com
Earl Adams Agency
400 S County Trail STE A101, Exeter, RI 02822
(401) 295-5000
adamsri.com
Milan Adams Agency
400 S County Trail STE A101, Exeter, RI 02822
(401) 295-5000
adamsri.com
Umbrella insurance provides an extra layer of liability protection beyond your auto, home, or boat insurance policies. In Exeter, Rhode Island, agents can help you secure coverage that starts at $1 million and can go higher. Rhode Island law requires minimum auto liability limits, but an umbrella policy can protect your assets from large claims or lawsuits.
What Does a Umbrella Insurance Agent in Exeter Cost?
In Rhode Island, a $1 million umbrella policy typically costs between $150 and $300 per year for a low-risk individual. Higher coverage amounts, such as $2 million or $5 million, may cost $300 to $600 annually. Costs vary based on your driving history, property value, and number of vehicles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Rhode Island?
Umbrella insurance covers legal defense costs and damages for claims that exceed your underlying policy limits. It applies to incidents like a serious car accident or a guest injury on your property. Rhode Island does not require umbrella insurance, but it is recommended for those with significant assets.
How much umbrella insurance do I need in Exeter?
Most agents recommend at least $1 million in umbrella coverage, but your needs depend on your net worth and risk exposure. For example, if you own rental property or have a swimming pool, you may want higher limits. An agent can calculate the right amount based on your specific situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.