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Compare Umbrella Insurance Agents in North Kingstown, RI
Directory of umbrella insurance agents in North Kingstown, Rhode Island. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
North Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 umbrella insurance agents in North Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mary Lippe: Allstate Insurance
6828 Post Rd, North Kingstown, RI 02852
(401) 885-6110
agents.allstate.com
North Kingstown Insurance
6480 Post Rd #2, North Kingstown, RI 02852
(401) 337-7023
LENNON INSURANCE AGENCY LLC
7444 Post Rd, North Kingstown, RI 02852
(401) 783-1816
lennoninsuranceservices.com
Cathleen Harrison: Allstate Insurance
685 Boston Neck Rd, North Kingstown, RI 02852
(401) 725-8150
agents.allstate.com
Falvey Insurance Group
66 Whitecap Dr, North Kingstown, RI 02852
(401) 792-0144
falveyinsurancegroup.com
Axia Insurance Services
420 Scrabbletown Rd Suite C, North Kingstown, RI 02852
(401) 268-3060
axiagroup.net
Sangster Insurance
70 Romano Vineyard Way, North Kingstown, RI 02852
(401) 295-2200
sangsterinsurance.com
Nationwide Insurance: Mark J Graham
650 Ten Rod Rd, North Kingstown, RI 02852
(401) 295-9100
agency.nationwide.com
Umbrella insurance agents in North Kingstown help residents secure extra liability coverage that goes beyond standard home and auto policies. Rhode Island law requires minimum auto liability limits of 25/50/25, but an umbrella policy can provide an additional layer of protection up to one million dollars or more. Local agents understand the specific risks for coastal properties and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in North Kingstown Cost?
In Rhode Island, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts, such as two million dollars, may cost 250 to 500 dollars annually. Premiums depend on your driving record, property value, and number of vehicles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in North Kingstown do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. They assess your assets and recommend appropriate coverage amounts.
How much umbrella coverage do I need in Rhode Island?
Most agents suggest at least one million dollars in umbrella coverage, especially if you own a home or have significant savings. Your agent will review your net worth and potential risks to determine the right amount.
Does Rhode Island law require umbrella insurance?
No, Rhode Island does not require umbrella insurance by law. However, it is strongly recommended because standard auto and home policies have liability caps that may not cover large claims or lawsuits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.