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Compare umbrella insurance agents in Scituate. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Scituate, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 umbrella insurance agents in Scituate, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charland/Caluori Insurance
629 W Greenville Rd, Scituate, RI 02857
(401) 647-9200
charlandinsurance.com
Insight Insure Agency
24 Snake Hill Rd, Scituate, RI 02857
(401) 213-1866
Sarah Insurance Services Inc
90 Danielson Pike, Scituate, RI 02857
(401) 725-6739
sarahinsurance.com
Umbrella insurance provides extra liability protection beyond your standard auto and homeowners policies. In Scituate Rhode Island, agents can tailor coverage to protect local assets like waterfront property or rental homes. Rhode Island law requires minimum auto liability limits, but an umbrella policy adds a higher layer of security for unexpected claims.
What Does a Umbrella Insurance Agent in Scituate Cost?
Umbrella insurance in Rhode Island typically costs between 150 and 350 dollars per year for one million dollars of coverage. Premiums vary based on your risk factors such as driving record, property value, and number of rental units. Costs are generally lower than the added protection you receive. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Scituate do?
An agent helps you assess your personal liability risks and recommends an umbrella policy that extends coverage limits. They review your existing auto and home insurance to ensure proper alignment. This is common for Scituate residents with pools, boats, or rental properties.
How much umbrella coverage do I need in Rhode Island?
Most agents suggest at least one million dollars in umbrella coverage. Your needs may be higher if you own significant assets or have a high risk of lawsuits. Rhode Island courts can award large judgments, so extra protection is wise.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.