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Find Umbrella Insurance Agents Near You in South Kingstown, RI
Looking for a umbrella insurance agent in South Kingstown? Review the directory below to compare your options.
4 agents listed
Updated May 2026
South Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 umbrella insurance agents in South Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capalbo Insurance Group LLC
49 S County Commons Way F-3F, South Kingstown, RI 02879
(401) 268-3000
capalboinsurance.com
Kingston Insurance Agency, LLC
730 Kingstown Rd 2nd Floor, South Kingstown, RI 02879
(401) 433-9442
kingstoninsuranceagency.com
EverTrust Insurance RI
77 Old Tower Hill Rd, South Kingstown, RI 02879
(401) 293-8224
Northwestern Mutual Life Insurance
24 Salt Pond Rd STE D8, South Kingstown, RI 02879
(401) 789-4600
northwesternmutual.com
Umbrella insurance provides extra liability coverage beyond standard auto and home policies. In South Kingstown, Rhode Island, agents can help you secure a policy that protects your assets against large claims or lawsuits. Rhode Island law does not require umbrella insurance, but it is a common choice for homeowners and drivers seeking additional financial security.
What Does a Umbrella Insurance Agent in South Kingstown Cost?
Umbrella insurance in Rhode Island typically costs between 150 and 350 dollars per year for one million dollars in coverage. Premiums can be higher if you have multiple properties, teenage drivers, or a history of claims. Costs vary by insurance company and your individual risk profile. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in South Kingstown do?
An umbrella insurance agent helps you assess your liability risks and find a policy that extends coverage limits. They explain how umbrella insurance works with your existing home and auto policies. In Rhode Island, agents must be licensed by the state Department of Business Regulation.
How much umbrella insurance coverage do I need in Rhode Island?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk exposure. Rhode Island courts can award large judgments in personal injury or property damage cases. An agent can help you calculate a suitable limit based on your net worth and lifestyle.
Does umbrella insurance cover legal defense costs in Rhode Island?
Yes, umbrella insurance typically covers legal defense costs for covered claims, even if the lawsuit is groundless. In Rhode Island, the statute of limitations for personal injury claims is three years from the date of injury. Your policy may also cover certain incidents that occur outside the United States.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.