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Compare Umbrella Insurance Agents in West Warwick, RI
Compare umbrella insurance agents in West Warwick. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
West Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 umbrella insurance agents in West Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dacey Insurance Agency, a World Company
1350 Division Rd #101, West Warwick, RI 02893
(401) 398-8020
daceyinsurance.com
John J Clarke Insurance, Inc
1226 Main St #1, West Warwick, RI 02893
(401) 821-7330
insuranceri.info
Graham Insurance Inc
328 Cowesett Ave Suite 4, West Warwick, RI 02893
(401) 828-7946
grahaminsuranceinc.com
Silver Auto Insurance
1350 Division Rd #101, West Warwick, RI 02893
(401) 298-9815
World Insurance Associates LLC
1350 Division Rd Suite 101 & 104A, West Warwick, RI 02893
(401) 884-1090
locations.worldinsurance.com
Smile More Insurance LLC
312 Cowesett Ave, West Warwick, RI 02893
(401) 655-2911
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In West Warwick, Rhode Island, agents can help you secure this additional protection to safeguard assets. Rhode Island law does not require umbrella insurance, but it is often recommended for homeowners or drivers with significant assets.
What Does a Umbrella Insurance Agent in West Warwick Cost?
Typical annual costs for umbrella insurance in Rhode Island range from 150 to 400 dollars for 1 million dollars in coverage, with higher limits costing more. Premiums depend on your underlying home and auto policies, driving record, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West Warwick do?
An umbrella insurance agent helps you purchase a policy that covers liability claims exceeding your base policy limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and lifestyle.
How much umbrella insurance do I need in Rhode Island?
Common coverage amounts range from 1 million to 5 million dollars. Your agent will consider factors like property value, income, and potential lawsuit risks to suggest a suitable limit.
Does Rhode Island law affect umbrella insurance policies?
Rhode Island follows a modified comparative fault rule for liability claims, which can impact how settlements are calculated. An agent can explain how this rule interacts with your umbrella policy limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.