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Looking for a umbrella insurance agent in Westerly? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 9 umbrella insurance agents in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525
lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265
fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096
mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977
louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770
agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146
thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000
schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000
binsurance.com
Philip Overton - Prudential Financial
53 High St Suite 31, Westerly, RI 02891
(401) 596-8297
prudential.com
Umbrella insurance agents in Westerly, Rhode Island help residents secure additional liability coverage that goes beyond the limits of home and auto policies. Rhode Island law requires minimum liability coverage for vehicles, but an umbrella policy can provide extra protection for serious accidents or lawsuits. Local agents understand the coastal risks in Westerly, such as flooding or boating incidents, and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Westerly Cost?
Umbrella insurance in Rhode Island typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 200 to 500 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Westerly do?
An umbrella insurance agent in Westerly helps you purchase a personal liability umbrella policy that covers claims exceeding your standard home or auto insurance limits. They assess your assets and risks to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Rhode Island?
Most Rhode Island agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and lifestyle. Factors include property value, income, and potential liability risks like owning a pool or boat.
Can I get umbrella insurance if I have a Rhode Island rental property?
Yes, umbrella insurance can cover liability claims related to rental properties you own in Rhode Island. This includes injuries on the property or damage caused by tenants, subject to policy terms.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.