Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 8 umbrella insurance agents in Johns Island, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emily Adams - State Farm Insurance Agent
3430 Maybank Hwy Suite A, Johns Island, SC 29455
(843) 737-4910
emilyadamsinsurance.com
Beach Insurance
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075
beachinsurancellc.com
Palmetto Group Insurance
3690 Bohicket Rd Ste. 2B, Johns Island, SC 29455
(843) 202-0222
palmettogroupinsurance.com
Don Moffett: Allstate Insurance
3241 Maybank Hwy, Johns Island, SC 29455
(843) 530-0499
agents.allstate.com
Oak Insurance
3289 Maybank Hwy Ste 101, Johns Island, SC 29455
(843) 276-7330
oak-insurance.com
Nationwide Insurance: Beach Insurance LLC
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075
agency.nationwide.com
Tim Taylor Insurance Services
3589 Spence Dr, Johns Island, SC 29455
(843) 425-1312
ttinsuranceservices.com
Maury Donnelly & Parr, Inc.
3690 Bohicket Rd #2C, Johns Island, SC 29455
(843) 981-0006
mdpins.com
What Does a Umbrella Insurance Agent in Johns Island Cost?
Umbrella insurance in South Carolina typically costs between 150 and 300 dollars per year for one million dollars of coverage. The price depends on your driving record number of properties and other risk factors. Adding more coverage usually costs less per million. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Johns Island do?
An agent helps you buy a personal umbrella policy that adds one million dollars or more in liability coverage. This policy kicks in after your auto or home insurance limits are used up. The agent reviews your assets and risks to recommend an appropriate coverage amount.
Who needs umbrella insurance in South Carolina?
Anyone with significant assets or future income to protect should consider umbrella insurance. This includes homeowners near Johns Island waterways who own boats or have pools. Landlords with rental properties also benefit from extra liability protection.
How much umbrella coverage is recommended in South Carolina?
Most agents suggest at least one million dollars in umbrella coverage for typical homeowners. Higher net worth individuals may need two million or more. South Carolina courts can award large judgments so higher limits provide better protection.