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HomeUmbrella Insurance AgentsSouth Carolina › North Charleston

Find Umbrella Insurance Agents Near You in North Charleston, SC

Browse umbrella insurance agents serving North Charleston, South Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in North Charleston, South Carolina is KSA Insurance, rated 5.0 stars across 453 reviews. Other highly rated options include Pinckney-Carter Insurance Agency, Acceptance Insurance, Jason Taylor Agency. This directory lists 16 umbrella insurance agents serving North Charleston.

Showing 16 umbrella insurance agents in North Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1KSA Insurance2204 Meeting Street Rd(843) 408-4232
2Pinckney-Carter Insurance Agency1956 Remount Rd(843) 747-9073
3Acceptance Insurance7400 Rivers Ave Suite Q(843) 306-4215
4Jason Taylor Agency7301 Rivers Ave suite 248(843) 872-9500
5The Ferguson Insurance Team9217-A University Blvd(843) 797-7285
6Help2Cover Insurance Agency3255 Landmark Dr(843) 596-9988
7Brown & Brown Insurance7515 Northside Dr(843) 572-4567
8Abri Insurance Agency North Charleston5107 N Rhett Ave Ste 100(843) 628-5588
9A i Insurance Services3506 W Montague Ave STE 300(843) 266-1411
10Rowell Insurance Agency3955 Rivers Ave(843) 747-5291
KI
2204 Meeting Street Rd
KSA Insurance
Umbrella Insurance Agent · North Charleston, SC

KSA Insurance serves North Charleston and the surrounding tri-county area as an umbrella insurance agent. This category of coverage provides an extra layer of liability protection beyond standard home and auto policies. Umbrella insurance helps safeguard personal assets against major claims and lawsuits for incidents such as property damage or bodily injury. By facilitating a broader liability net, the agency assists clients in achieving more complete financial protection. It specifically handles personal umbrella policies and excess liability coverage for Charleston residents.

PC
1956 Remount Rd
Pinckney-Carter Insurance Agency
Umbrella Insurance Agent · North Charleston, SC

Pinckney-Carter Insurance Agency provides umbrella liability coverage to clients in the North Charleston area, offering policies that extend additional protection beyond standard home and auto limits. It assists policyholders in securing higher liability limits to safeguard personal assets from major claims or lawsuits. The service options typically include risk assessment consultations and annual policy reviews to ensure adequate coverage as circumstances change. Pinckney-Carter serves a variety of property types, ranging from single-family homes and apartments to retail spaces and restaurants.

AI
7400 Rivers Ave Suite Q
Acceptance Insurance
Umbrella Insurance Agent · North Charleston, SC

Acceptance Insurance serves the North Charleston, South Carolina, metro area with umbrella insurance coverage. This policy provides an additional layer of liability protection beyond standard home or auto policies, helping to safeguard personal assets against costly claims. An umbrella insurance agent in this region works to customize coverage levels that suit local coastal risks. Specific services offered include personal umbrella policies that extend liability limits for automobile and homeowners insurance claims.

JT
7301 Rivers Ave suite 248
Jason Taylor Agency
Umbrella Insurance Agent · North Charleston, SC

Homeowners, businesses, and property managers in North Charleston turn to Jason Taylor Agency for umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This local office helps clients protect their assets from major claims and lawsuits by offering personalized advice on appropriate coverage levels. As an umbrella insurance agent, the agency also serves surrounding communities such as Summerville within the broader Charleston metro area.

FI
9217-A University Blvd
The Ferguson Insurance Team
Umbrella Insurance Agent · North Charleston, SC

Serving North Charleston, South Carolina, and the surrounding Lowcountry communities, The Ferguson Insurance Team handles personal umbrella insurance policies designed to provide extra liability protection beyond standard home and auto coverage. This additional layer of coverage helps safeguard clients against major claims and lawsuits that could otherwise deplete personal assets. For each client, the agency generally reviews existing primary insurance limits to determine the appropriate amount of excess liability coverage needed to fill potential gaps and ensure comprehensive financial protection.

HI
3255 Landmark Dr
Help2Cover Insurance Agency
Umbrella Insurance Agent · North Charleston, SC

Serving clients in North Charleston, South Carolina, Help2Cover Insurance Agency specializes as an umbrella insurance agent. This type of coverage extends liability protection beyond the limits of standard home and auto policies, offering a crucial safety net against major claims and lawsuits. Clients may opt for one-time policy adjustments or enroll in recurring updates to keep pace with changing asset values. The agency primarily provides this service on an as-needed basis, tailored to each individual policyholder’s situation.

BB
7515 Northside Dr
Brown & Brown Insurance
Umbrella Insurance Agent · North Charleston, SC

Brown & Brown Insurance, based in North Charleston, SC, offers tailored umbrella liability coverage to protect local residents and businesses from major claims that exceed standard policy limits. These services extend to general risk assessment and personalized coverage structuring for enhanced financial security in the region. As coastal storms and hurricane seasons frequently pose increased liability exposure from property damage or visitor accidents, the agency helps clients secure an extra layer of protection specifically for these heightened seasonal risks in the Lowcountry area.

AI
5107 N Rhett Ave Ste 100
Abri Insurance Agency North Charleston
Umbrella Insurance Agent · North Charleston, SC

Abri Insurance Agency North Charleston handles general business insurance placements before turning to umbrella insurance for clients who need added liability limits. Umbrella insurance sits above existing policies like general liability and commercial auto, stepping in when claims exceed underlying coverage amounts. This approach helps stabilize costs while expanding protection for larger exposures. The agency can serve offices needing broad liability containment, warehouses requiring gap coverage against storage-related injuries, and food service operations facing frequent slip-and-fall or product liability risks.

II
3506 W Montague Ave STE 300
A i Insurance Services
Umbrella Insurance Agent · North Charleston, SC

A i Insurance Services provides residential umbrella insurance solutions for homeowners in North Charleston, South Carolina, offering an extra layer of liability protection beyond standard policies. The agency also extends commercial umbrella coverage tailored to local businesses needing higher limits and broader risk management. Service throughout the North Charleston area ensures clients have access to personalized guidance on policy limits and claim implications. Clients appreciate the ability to schedule follow-up consultations and policy adjustments between regular renewal visits to address changing coverage needs.

RI
3955 Rivers Ave
Rowell Insurance Agency
Umbrella Insurance Agent · North Charleston, SC

With coastal storms and flooding a recurring concern in North Charleston, residents often seek additional liability protection beyond standard homeowner policies. Rowell Insurance Agency serves this need by providing umbrella insurance coverage for local property owners. Umbrella policies extend existing liability limits, offering a broader shield against major claims and lawsuits that might otherwise threaten personal assets. The agency assists clients in assessing their current coverage gaps and determining appropriate policy limits. To begin this process, Rowell Insurance Agency reviews each individual's existing policies and risk profile during an initial consultation.

RA
7089 Rivers Ave
Roe & Associates, Inc.
Umbrella Insurance Agent · North Charleston, SC
(843) 740-1723
raymondroe.com
AI
2810 Ashley Phosphate Rd Suite B6
Angel Insurance Agency LLC
Umbrella Insurance Agent · North Charleston, SC
(843) 767-0100
angelins.net
KA
5500 Rivers Ave Suite B
The Kolgaklis Agency
Umbrella Insurance Agent · North Charleston, SC
(843) 990-6943
insure-charleston.com
AS
4900 O'Hear Ave Suite 203
AssuredPartners
Umbrella Insurance Agent · North Charleston, SC
(843) 569-1888
assuredpartners.com
WC
1072 E Montague Ave
W C Wilbur & Co
Umbrella Insurance Agent · North Charleston, SC
(843) 744-1662
wcwilbur.com
CW
8700 N Park Blvd Suite B
Carolina Wren Insurance Agency
Umbrella Insurance Agent · North Charleston, SC
(843) 469-9209

What Does an a Umbrella Insurance Agent in North Charleston Cost?

The cost of umbrella insurance in South Carolina typically ranges from 150 to 350 per year for 1 million in coverage, depending on your risk factors and insurance company. Higher limits of 2 million to 5 million may cost 300 to 800 annually. Your premium is based on your auto and home insurance history, number of properties, and liability exposures. This is general information and not insurance advice.

About umbrella insurance agents in North Charleston

Umbrella insurance agents in North Charleston South Carolina help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. South Carolina law requires minimum auto liability coverage of 25,000 per person and 50,000 per accident, but a personal umbrella policy can provide 1 million or more in extra protection. This added layer is especially useful for homeowners near the coast or those with rental properties in the Charleston area.

Frequently Asked Questions

What does an umbrella insurance agent in North Charleston do?

An umbrella insurance agent in North Charleston helps you assess your liability risks and find a policy that covers claims above your primary insurance limits. They guide you through coverage options tailored to South Carolina residents, including protection for lawsuits from auto accidents or property incidents.

How much umbrella coverage do I need in South Carolina?

Most agents recommend at least 1 million in umbrella coverage, but your needs depend on your assets and risk level. South Carolina courts can award large judgments, so higher limits like 2 million or 5 million may be wise if you own a business or have significant savings.

Can I get umbrella insurance if I have a pool or a dog in North Charleston?

Yes, but you must disclose these risks to your agent. South Carolina has strict liability laws for dog bites and pool accidents, so an umbrella policy can protect you from large claims. Your agent will check your underlying homeowners policy to ensure it meets minimum requirements first.

Umbrella Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.