The top-rated umbrella insurance agent in Summerville, South Carolina is Tony Pope - State Farm Insurance Agent, rated 5.0 stars across 832 reviews. Other highly rated options include Mark Ensley State Farm Insurance Agent, C T Lowndes & Company, Sheally Insurance Group formerly Tidal Creek Insurance. This directory lists 21 umbrella insurance agents serving Summerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pope - State Farm Insurance Agent | 1661 N Main St | (843) 851-2222 |
| 2 | Mark Ensley State Farm Insurance Agent | 2301 Bacons Bridge Rd | (843) 871-9700 |
| 3 | C T Lowndes & Company | 136 S Main St | (843) 875-2300 |
| 4 | Sheally Insurance Group formerly Tidal Creek Insurance | 202 E 2nd N St | (843) 970-8588 |
| 5 | Dotterer Insurance | 870 College Park Rd | (843) 821-7548 |
| 6 | Brightway Insurance, The Summerville Agency | 700 Nexton Square Dr Ste 259 | (843) 848-8100 |
| 7 | Christie Fulkerson Agency | 141 N Main St | (803) 261-4076 |
| 8 | TWIA Insurance Agency | 203 Limehouse Dr | (843) 285-9430 |
| 9 | Lighthouse Insurance Benefits | Charleston Insurance Agency | 1801 Old Trolley Rd Suite 202 | (843) 266-3849 |
| 10 | Winningham Insurance Agency | 1672 N Main St | (843) 873-9202 |
Tony Pope - State Farm Insurance Agent serves the Summerville, South Carolina, area and specializes in umbrella insurance agent services, helping clients secure additional liability coverage beyond standard policies. This type of insurance offers financial protection against major claims or lawsuits that could otherwise exceed underlying policy limits. The agency assists local residents with obtaining umbrella policies that coordinate with homeowners, auto, and renters insurance. It specifically handles tailored umbrella insurance quotes and personalized policy reviews for Summerville property owners and drivers.
Mark Ensley State Farm Insurance Agent in Summerville, SC, offers comprehensive umbrella insurance coverage as an added layer of liability protection beyond standard policies. Service plans include advising clients on appropriate coverage limits tailored to their assets, managing policy updates, and assisting with claims filing. Maintenance plans involve annual policy reviews to confirm coverage aligns with changing needs. This agency provides umbrella insurance services for various properties, including single-family homes, apartments, retail spaces, and restaurants.
C T Lowndes & Company serves the Summerville area and surrounding communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This additional protection helps safeguard local residents against major claims and lawsuits. The company works to understand each client’s current insurance portfolio and risk exposure, then recommends appropriate umbrella coverage to fill potential gaps. Using a thorough evaluation of individual needs, it coordinates policy details efficiently with existing insurers to ensure seamless integration.
Sheally Insurance Group, formerly Tidal Creek Insurance, serves homeowners, businesses, and property managers in Summerville, South Carolina. The firm focuses on umbrella insurance agent services, helping clients increase their liability coverage beyond standard policy limits for greater asset protection. Tailored policies address both personal and commercial risks common in the region. The agency also extends its umbrella insurance services to neighboring communities within the Charleston metropolitan area, including North Charleston and Ladson.
Dotterer Insurance in Summerville, SC, specializes in umbrella insurance, providing supplemental liability protection that extends beyond standard policy limits. The agency also offers expert guidance on how to safeguard personal assets against major claims. A common seasonal concern it helps with arrives during hurricane season, when higher storm-related property risks can elevate the need for extended liability coverage.
Brightway Insurance, The Summerville Agency offers umbrella insurance policies that extend liability coverage beyond standard home or auto limits, protecting assets from major claims. For clients needing temporary added protection, one-time policy options are available, while those requiring continuous coverage can arrange scheduled renewals to ensure uninterrupted safeguards. The agency assists residents in Summerville, South Carolina, in understanding how umbrella policies respond once underlying insurance limits are exhausted. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s preference for policy duration and ongoing risk management needs.
Christie Fulkerson Agency provides insurance services in Summerville, South Carolina, with a focus on helping clients manage financial risk. The company specializes in umbrella insurance as an additional layer of liability coverage that extends beyond the limits of standard policies. This type of protection is designed to cover major claims or lawsuits that could otherwise threaten personal or business assets. The agency works with a variety of commercial sectors, including offices, warehouses, and food service operations.
TWIA Insurance Agency provides umbrella insurance services to homeowners in Summerville, SC, beginning with residential policy assessments to ensure adequate liability protection beyond standard coverage limits. Their expertise extends to advising commercial clients on additional layers of security for their business operations. Serving Summerville and the surrounding area, the agency tailors each discussion of excess liability to individual circumstances. Clients appreciate the straightforward consultations that help prevent coverage gaps, often returning for annual reviews or policy adjustments between their regular home or auto insurance visits.
Property owners in coastal areas of Summerville, SC, often seek extra liability coverage after a hurricane or heavy storm season. Lighthouse Insurance Benefits | Charleston Insurance Agency responds to this need by guiding clients through umbrella insurance options that add a layer of protection beyond standard policies. Agents explain how these policies can cover legal costs and settlements from serious incidents on residential property. The process begins with a thorough inspection or initial assessment of the client’s current coverage and personal assets to determine appropriate limits.
Winningham Insurance Agency in Summerville, SC, is known for offering umbrella insurance policies that provide additional liability coverage beyond standard home and auto plans. These policies help protect local residents against major claims and lawsuits. The agency serves clients seeking extended financial protection for unexpected events. A specialty service it can add on is personal liability coverage for dog bites or rental property incidents.
What Does an a Umbrella Insurance Agent in Summerville Cost?
Umbrella insurance in South Carolina typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Costs increase with higher coverage limits and additional risk factors like teenage drivers or rental properties. This is general information and not insurance advice.
About umbrella insurance agents in Summerville
Umbrella insurance agents in Summerville, South Carolina help you secure extra liability coverage that kicks in when your auto or home policy limits are exhausted. South Carolina law requires minimum auto liability coverage of 25/50/25, but a single accident can easily exceed those amounts. An umbrella policy provides an additional layer of protection for your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Summerville do?
An umbrella insurance agent in Summerville helps you evaluate your personal liability risks and find a policy that covers claims above your primary insurance limits. They review your assets and lifestyle to recommend appropriate coverage amounts.
Who needs umbrella insurance in South Carolina?
Anyone with significant assets, a swimming pool, rental properties, or who engages in activities like boating or coaching youth sports should consider umbrella insurance. South Carolina's coastal location also increases risks from guest injuries on your property.
How much umbrella coverage do I need in Summerville?
Most agents recommend at least 1 million dollars in umbrella coverage. The exact amount depends on your net worth, future income potential, and exposure to lawsuits. South Carolina does not have a statutory minimum for umbrella policies.
Umbrella Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant · Myrtle Beach