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Find Umbrella Insurance Agents Near You in Rapid City, SD
Compare umbrella insurance agents in Rapid City. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 umbrella insurance agents in Rapid City, SD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bruce Kitterman - State Farm Insurance Agent
1222 Oregon St, Rapid City, SD 57701
(605) 348-2525
brucekitterman.com
South Dakota Senior Insurance Agency
2218 Jackson Blvd #3, Rapid City, SD 57702
(605) 939-4825
southdakotaseniorinsurance.com
Farmers Insurance - Dave Schmidt
2834 Jackson Blvd Ste 101, Rapid City, SD 57702
(605) 342-5434
agents.farmers.com
AAA South Dakota Rapid City
815 St Joseph St, Rapid City, SD 57701
(605) 342-8482
cluballiance.aaa.com
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-2200
herrmannagencies.com
Rapid Insurance, Inc.
2525 W Main St #202, Rapid City, SD 57702
(605) 791-0762
ryandolly.com
Dakota Business Insurance Group
3409 W Main St, Rapid City, SD 57702
(605) 846-8111
dbigroupllc.com
Black Hills Insurance Agency, Inc.
820 St Joseph St, Rapid City, SD 57701
(605) 342-5555
blackhillsagency.com
Gene Hufford Agency, Inc. American Family Insurance
2127 Jackson Blvd, Rapid City, SD 57702
(605) 342-7757
amfam.com
Assurant
440 Mt Rushmore Rd, Rapid City, SD 57701
(800) 533-2220
assurant.com
Parks Insurance West
809 South St Suite 111, Rapid City, SD 57701
(605) 430-8877
parksinsurancewest.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865
acrisure.com
Farmers Union Insurance/Lewis Agency
2906 W Omaha St, Rapid City, SD 57702
(605) 342-3585
Western Dakota Insurors
816 5th St, Rapid City, SD 57701
(605) 342-3130
wdiins.com
Farmers Insurance - Jeffrey Wangen
2050 W Main St Suite 1, Rapid City, SD 57702
(605) 342-5350
agents.farmers.com
Leavitt Heartland Insurance Services
3820 Jackson Blvd Suite 1, Rapid City, SD 57702
(605) 348-7788
leavitt.com
American National Insurance - Norm Weddle
2120 W Main St Ste 5b, Rapid City, SD 57702
(605) 791-0119
Professional Insurors
2525 W Main St, Rapid City, SD 57702
(605) 646-0969
HUB International
2630 Jackson Blvd #202, Rapid City, SD 57702
(605) 348-9800
hubinternational.com
American Benefits Agency: Ericks Chris
429 Kansas City St #6, Rapid City, SD 57701
(605) 343-7870
americanbenefitsagency.net
An umbrella insurance agent in Rapid City helps you secure additional liability coverage that goes beyond your auto or homeowners policy. This extra layer of protection is especially valuable in South Dakota where severe weather events like hailstorms and blizzards can lead to costly claims. A local agent understands Rapid Citys unique risks and can tailor a policy to fit your needs.
What Does a Umbrella Insurance Agent in Rapid City Cost?
The cost of an umbrella insurance policy in South Dakota typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors like your driving record number of properties and prior claims affect the premium. For higher limits of 2 to 5 million dollars the annual cost may range from 250 to 800 dollars. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Rapid City?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage limits above your existing home and auto insurance. In South Dakota this policy can protect your assets from large lawsuits or claims that exceed your primary policy limits. The agent will review your current coverage and recommend an appropriate amount of additional protection.
How much umbrella insurance do I need in South Dakota?
Most umbrella policies start at 1 million dollars in coverage and go up from there. Your agent will consider your total assets including your home vehicles and savings to determine the right limit. South Dakota law does not set a specific minimum but a common recommendation is to have enough to cover your net worth.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Dakota.