The top-rated umbrella insurance agent in Abilene, Texas is Koda Insurance Group, rated 4.9 stars across 335 reviews. Other highly rated options include Perkins Insurance Agencies, LLC, Tatum Insurance Agency, LLC, CBS Insurance LLP. This directory lists 20 umbrella insurance agents serving Abilene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Koda Insurance Group | 2658 Industrial Blvd | (325) 695-9999 |
| 2 | Perkins Insurance Agencies, LLC | Building D, 749 Gateway St Suite 401 | (325) 673-9300 |
| 3 | Tatum Insurance Agency, LLC | 5200 Buffalo Gap Rd bldg a | (325) 695-5200 |
| 4 | CBS Insurance LLP | 3005 S Treadaway Blvd | (325) 695-0222 |
| 5 | Inner Circle Advisors | 209 S Danville Dr STE B107 | (325) 893-2772 |
| 6 | Stubblefield Insurance Agency | 3300 S 14th St St #202 | (325) 695-2772 |
| 7 | Pronto Insurance | 1366 N Mockingbird Ln | (325) 480-4884 |
| 8 | RGF Insurance Agency, LLc | 1215 E South 11th St B 104 | (325) 518-2353 |
| 9 | Rhodes Insurance Agency | 3814 N 1st St | (325) 677-6303 |
| 10 | American Insurance Agency | 3244 N 1st St | (325) 676-1306 |
Koda Insurance Group serves Abilene, TX and the surrounding Taylor County area as an umbrella insurance agent. This company helps local residents and businesses obtain additional liability coverage beyond standard home or auto policies. Umbrella insurance is important for protecting personal assets from large claims or lawsuits. Clients can receive policy reviews to determine appropriate coverage limits. The firm also assists with comparing options for excess liability protection that coordinates with existing insurance plans.
Perkins Insurance Agencies, LLC provides umbrella insurance agent services for clients in and around Abilene, Texas. An umbrella policy adds extra liability coverage beyond standard homeowners or auto insurance, protecting assets from larger claims or lawsuits. The agency advises clients on appropriate coverage limits and assists with policy management and renewals to maintain continuous protection over time. It serves a variety of property owners, including single-family homes, apartments, retail businesses, and restaurants.
Tatum Insurance Agency, LLC serves homeowners, businesses, and property managers in Abilene, Texas, by providing umbrella liability coverage that extends beyond standard policy limits. The agency helps clients protect their assets against large claims and lawsuits that could otherwise exceed existing insurance. Policies offer additional liability protection for incidents on residential properties, commercial premises, or personal actions. The company assists clients in evaluating their overall risk exposure and selecting appropriate coverage levels. Tatum Insurance Agency also provides its services to residents and businesses in the neighboring community of Clyde.
CBS Insurance LLP serves Abilene, Texas, and the surrounding Taylor County communities, handling umbrella insurance policies for local residents and small businesses. This agency manages excess liability coverage that extends beyond the limits of standard home and auto policies. It addresses the need for additional financial protection against large claims or lawsuits. The company typically assesses each client’s existing insurance portfolio and personal risk exposure to recommend a policy limit that matches their assets and liability concerns.
Inner Circle Advisors in Abilene, TX offers both one-time policy reviews for immediate liability concerns and recurring service options that provide ongoing adjustments as personal assets change. General umbrella insurance guidance typically includes coverage opinions for excess liability protection beyond standard home and auto limits, addressing risks unique to Texas neighborhoods. Service arrangements are available on either a scheduled consultation basis or an as-needed basis when clients face life events requiring policy evaluation.
As an umbrella insurance agent in Abilene, TX, Stubblefield Insurance Agency offers specialized liability coverage that extends beyond the limits of standard auto and homeowners policies. The agency also provides general insurance services to help clients understand how excess liability protection can safeguard personal assets against major claims or lawsuits. This additional layer of coverage is particularly valuable in an area where severe weather, such as hailstorms or tornadoes, can lead to costly property damage claims that increase liability exposure.
Pronto Insurance serves as an umbrella insurance agent in Abilene, Texas, offering policies that extend liability coverage beyond standard limits. The agency helps clients protect personal assets and future earnings against major claims and lawsuits. It works with individuals to assess potential risks and secure added protection for their homes, vehicles, and businesses. During the storm season in West Texas, the company assists policyholders in reviewing their coverage limits to guard against unexpected liability from weather-related property damage claims.
After heavy spring rains in Abilene, homeowners often face rising liability concerns that a standard policy may not cover. RGF Insurance Agency, LLC provides umbrella insurance to extend protection beyond existing auto or homeowners limits, offering broader financial security when claims exceed underlying coverage. They assess ongoing community risks to tailor added liability layers against potential judgments or legal costs. Their process begins with a consultation to review current policies and discuss existing exposures before proceeding with an eligibility evaluation.
Rhodes Insurance Agency in Abilene, TX provides general liability coverage and then specializes in umbrella insurance policies that extend additional layers of protection beyond a client's primary plans. This type of coverage helps safeguard assets against large claims or lawsuits that might otherwise exceed standard policy limits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring its policies to the specific risk profiles of these industries.
American Insurance Agency provides residential umbrella insurance services for homeowners in Abilene, Texas, offering an extra layer of liability protection beyond standard policies. The agency also handles commercial umbrella coverage for local businesses needing increased liability safeguards throughout the Taylor County area. Clients receive personalized assistance evaluating coverage gaps and policy limits. Regular follow-up service ensures that existing policies adjust to changing risks between standard annual reviews, allowing for timely updates when property or liability circumstances shift.
What Does an a Umbrella Insurance Agent in Abilene Cost?
In Texas umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Additional million dollar increments usually cost 75 to 150 dollars each. Your premium depends on your claims history number of properties and vehicles. This is general information not insurance advice.
About umbrella insurance agents in Abilene
Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Abilene Texas agents can help you secure this protection against large claims or lawsuits. Texas law does not require umbrella insurance but it can safeguard your assets in a state with high medical costs and frequent severe weather claims.
Frequently Asked Questions
What does an umbrella insurance agent in Abilene do?
An umbrella insurance agent helps you assess your liability risks and find a policy that extends coverage limits. They compare options from multiple carriers to match your assets and lifestyle. In Texas agents also consider local factors like hail damage claims and auto accident rates.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least 1 million dollars in umbrella coverage. Your specific need depends on your net worth income and potential liability risks. Texas courts can award large judgments so higher limits may be wise for homeowners or business owners.
Does umbrella insurance cover dog bites in Texas?
Yes umbrella insurance typically covers dog bite liability if your homeowners policy limits are exhausted. Texas follows a one bite rule for dog attacks which can lead to significant claims. An umbrella policy adds an extra layer of protection for such incidents.
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