Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 3 umbrella insurance agents in Horizon City, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Elizabeth Correa
14200 Ashford St Ste A1, Horizon City, TX 79928
(915) 500-5140
agents.farmers.com
Farmers Insurance - Irvin Rede
13005 Emerald Pass Ave Ste H, Horizon City, TX 79928
(915) 229-2959
agents.farmers.com
Farmers Insurance - Irma Gutierrez
19021 Darrington Rd Ste G703, Horizon City, TX 79928
(915) 852-3933
agents.farmers.com
What Does a Umbrella Insurance Agent in Horizon City Cost?
In Texas, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Premiums vary based on your home and auto insurance provider, driving record, and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Horizon City do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your auto or home insurance limits. In Texas, this extra layer can protect against lawsuits from accidents on your property or car collisions. The agent assesses your assets and recommends a coverage amount.
How much umbrella coverage do I need in Texas?
Most Texas agents suggest at least 1 million dollars in umbrella coverage for homeowners with significant assets. The exact amount depends on your net worth, income, and risk factors like having a pool or teenage driver. An agent can help calculate a suitable limit based on your situation.
Does umbrella insurance cover legal defense in Texas?
Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. Texas courts can award large judgments, and defense costs can be high. The policy pays for your lawyer and court fees up to the policy limit.