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Find Umbrella Insurance Agents Near You in Port Neches, TX
Compare umbrella insurance agents in Port Neches. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Port Neches, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 3 umbrella insurance agents in Port Neches, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Richards Insurance Group
2420 Port Neches Ave Ofc A, Port Neches, TX 77651
(409) 722-9111
richardsinsurancegroup.com
Landry Insurance Agency
1717 Magnolia Ave, Port Neches, TX 77651
(409) 724-2454
landryinsuranceagency.com
Frank Pritchard Agency
2825 Nall St Ste 19a, Port Neches, TX 77651
(409) 726-8040
pritchardagency.com
An umbrella insurance agent in Port Neches Texas can help you add a layer of liability protection beyond your standard home and auto policies. Texas law does not require umbrella insurance but it can protect your assets from large claims or lawsuits. Local agents understand the specific risks for Southeast Texas including hurricane and flood related liability issues.
What Does a Umbrella Insurance Agent in Port Neches Cost?
Typical costs for a one million dollar umbrella policy in Texas range from 150 to 300 dollars per year. Higher coverage amounts like two million dollars may cost 250 to 500 dollars per year. Your actual premium depends on factors such as your driving record number of properties and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Port Neches do?
An umbrella insurance agent in Port Neches helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your home or auto insurance limits are exhausted. Agents review your assets and risk level to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least one million dollars in umbrella coverage. The amount you need depends on your net worth, income, and potential liability risks. A local Port Neches agent can help you calculate the right limit for your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.