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Find Umbrella Insurance Agents Near You in Van Alstyne, TX
Directory of umbrella insurance agents in Van Alstyne, Texas. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Van Alstyne, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 5 umbrella insurance agents in Van Alstyne, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brown & Brown Insurance (formerly VGW Insurance)
192 S Main Dr, Van Alstyne, TX 75495
(972) 727-8949
bbinsurance.com
David Rodriguez - State Farm Insurance Agent
1274 W Van Alstyne Pkwy, Van Alstyne, TX 75495
(903) 482-4134
insurancerodriguez.com
Farmers Insurance - Samuel Ross
14333 FM 121 Ste 10, Van Alstyne, TX 75495
(469) 202-5004
agents.farmers.com
Benton Luttrell Company
906 W Van Alstyne Pkwy, Van Alstyne, TX 75495
(903) 482-5255
blctx.com
Texas Farm Bureau Insurance - Darren Foster
1363 S Waco St #445, Van Alstyne, TX 75495
(903) 436-2470
txfb-ins.com
An umbrella insurance agent in Van Alstyne, Texas helps you secure additional liability coverage beyond your auto or homeowners policy. Texas law does not require umbrella insurance, but it can protect your savings and future income from large claims or lawsuits. Agents in Van Alstyne understand local risks, such as accidents on rural roads or incidents involving farm equipment.
What Does a Umbrella Insurance Agent in Van Alstyne Cost?
Typical umbrella insurance costs in Texas range from 150 to 300 dollars per year for 1 million dollars in coverage. Each additional million may add 50 to 100 dollars annually. Costs vary based on your home, auto, and personal risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Van Alstyne do?
An agent reviews your current policies and recommends an umbrella policy that adds extra liability limits. They help you choose coverage amounts that fit your assets and lifestyle. This is useful for homeowners with pools, rental properties, or high net worth.
How much umbrella coverage should I get in Texas?
Common umbrella limits start at 1 million dollars and go up to 5 million dollars or more. Your agent will consider your home value, savings, and future earnings. Texas courts can award large judgments, so higher limits may be wise for those with significant assets.
Do I need umbrella insurance if I have a ranch or acreage near Van Alstyne?
Yes, rural properties often have unique risks like livestock, ATVs, or hunting activities. An umbrella policy can cover liability claims from guests or trespassers. Texas law holds landowners responsible for certain injuries, so extra coverage is recommended.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.