Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Vermont before hiring.
Showing 7 umbrella insurance agents in Burlington, VT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Turnbaugh Insurance Agency, Inc
110 Main St Ste 300, Burlington, VT 05401
(802) 862-1600
turnbaughinsurance.com
Renee Cross: Allstate Insurance
1174 North Ave, Burlington, VT 05408
(802) 862-2322
agents.allstate.com
Jack Lindley III - State Farm Insurance Agent
431 Pine St #102, Burlington, VT 05401
(802) 658-2034
lindleyagency.com
Cheeseman Insurance Group
84 Pine St, Burlington, VT 05401
(802) 861-4800
cheesemaninsurancegroup.com
Acrisure Burlington, VT (Hickok & Boardman Insurance Group)
462 Shelburne Rd Unit 201, Burlington, VT 05401
(802) 658-3500
acrisure.com
People's United Insurance Agency
2 Burlington Sq, Burlington, VT 05401
(802) 863-2841
Good Harbor Insurance Group
7 Kilburn St, Burlington, VT 05401
(802) 458-5500
goodharborinsurance.com
What Does a Umbrella Insurance Agent in Burlington Cost?
Typical annual premiums for a one million dollar umbrella policy in Vermont range from 150 to 300 dollars. A two million dollar policy may cost 250 to 500 dollars per year. Costs depend on your driving record property values and number of vehicles or homes insured. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Burlington do?
An agent reviews your existing policies and recommends a personal umbrella policy that adds one million dollars or more in liability coverage. They help you meet Vermont minimum underlying coverage requirements such as 300000 dollars for auto liability. The agent also explains how umbrella insurance covers legal defense costs for covered claims.
How much umbrella coverage do I need in Vermont?
Most agents suggest at least one million dollars in umbrella coverage to protect against serious accidents or lawsuits. Vermont has no state law setting a minimum umbrella limit but your agent will consider your assets and income. Higher limits of two to five million dollars may be wise for homeowners with rental properties or high net worth.
Does Vermont law affect umbrella insurance requirements?
Yes Vermont requires underlying auto insurance with minimum liability limits of 25000 dollars per person and 50000 dollars per accident. For umbrella coverage your agent will typically require higher underlying limits like 300000 dollars per person and 300000 dollars per accident. These state minimums ensure the umbrella policy can properly extend coverage.