ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a umbrella insurance agent in Midlothian? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Midlothian, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 17 umbrella insurance agents in Midlothian, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Sara Martin
2820 Waterford Lake Dr Ste 200, Midlothian, VA 23112
(804) 220-9272
agents.farmers.com
Knight Magee Insurance
14321 Winter Breeze Dr Suite 135, Midlothian, VA 23113
(804) 320-0129
knightmageeinsurance.com
Cindy Shumaker - State Farm Insurance Agent
6061 Harbour Park Dr, Midlothian, VA 23112
(804) 739-5600
cindyshumaker.com
Sumser Insurance Professionals
104 Walton Park Ln, Midlothian, VA 23114
(804) 423-8372
sumserins.com
Sanford Insurance
5001 Craig Rath Blvd, Midlothian, VA 23112
(804) 716-8940
sanfordinsuranceva.com
Virginia Insurance Services
1 Park W Cir #100, Midlothian, VA 23114
(804) 744-3345
policyjet.com
Harter Insurance Agency LLC
14312 Winter Breeze Dr, Midlothian, VA 23113
(804) 660-8889
harterinsurance.net
Southside Insurance
1141 Jefferson Green Cir, Midlothian, VA 23113
(804) 897-5350
erieinsurance.com
Client First Insurance Group
13813 Village Mill Dr Suite A, Midlothian, VA 23114
(804) 601-6600
clientfirstrva.com
Heritage Insurance Partners
13104 Midlothian Tpke, Midlothian, VA 23113
(804) 794-4500
trustheritage.com
Springer Insurance
5925 Harbour Park Dr, Midlothian, VA 23112
(804) 739-9500
thespringeragency.com
Farmers Insurance - Jessee Perry
5001 W Village Green Dr Ste 105, Midlothian, VA 23112
(804) 594-8830
agents.farmers.com
Cannon and Associates Insurance / Angela Bruce
1358 Sycamore Square Dr, Midlothian, VA 23113
(804) 794-9400
cannonandassoc.com
Ellis & Etz Insurance Associates, Inc.
2909 Polo Pkwy # 200, Midlothian, VA 23113
(804) 272-8822
ellisandetzinsurance.com
Thurman Cash Jr & Son Agency
1520 Huguenot Rd # 115, Midlothian, VA 23113
(804) 794-7620
cashinsurancerva.com
Swift Creek Insurance
3007 E Boundary Terrace #106, Midlothian, VA 23112
(804) 767-5951
swiftcreekinsurance.com
Premier Insurance Agency, Ltd
2409 Dovercourt Dr, Midlothian, VA 23113
(804) 794-8000
yourpremierins.com
An umbrella insurance agent in Midlothian, Virginia can help you secure extra liability coverage beyond your standard auto or homeowners policy. Virginia law does not require umbrella insurance, but it can protect your assets in case of a major lawsuit or accident. Agents in Midlothian understand the local risk factors, including severe weather and traffic on I-95.
What Does a Umbrella Insurance Agent in Midlothian Cost?
In Virginia, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Midlothian do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risk profile to recommend appropriate coverage amounts. In Virginia, umbrella policies typically require minimum underlying limits on your auto and home insurance.
How much umbrella insurance do I need in Virginia?
The amount of umbrella insurance you need depends on your net worth and potential liability risks. Many Virginia agents suggest at least 1 million dollars in coverage. Higher limits may be necessary if you own rental property, have a pool, or engage in activities with higher lawsuit exposure.
Are there Virginia laws that affect umbrella insurance?
Virginia follows a fault-based system for auto accidents, meaning you can be sued for damages you cause. Umbrella insurance can cover legal defense costs and judgments beyond your auto or homeowners policy limits. Virginia also has a statute of limitations of two years for personal injury lawsuits, which makes liability protection important.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Midlothian who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.