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Umbrella Insurance Agents in Port Orchard, WA

Compare umbrella insurance agents in Port Orchard. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Port Orchard, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 5 umbrella insurance agents in Port Orchard, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Trina Knoche
104 Tremont St #200, Port Orchard, WA 98366
(360) 895-3001 agents.farmers.com
You Choose Insurance LLC
358 Tremont St W, Port Orchard, WA 98366
(360) 874-0485 youchooseinsurance.com
Inszone Insurance Services
1014 Bay St #10, Port Orchard, WA 98366
(360) 876-0706
Trina Knoche Insurance Agency, LLC
104 Tremont St #200, Port Orchard, WA 98366
(360) 845-5055 knocheagency.com
All Insurance Services
1700 SE Mile Hill Dr, Port Orchard, WA 98366
(360) 900-9868 allinsservicesinc.com

Umbrella insurance agents in Port Orchard Washington help you add an extra layer of liability protection beyond your auto and homeowners policies. Washington state law does not require umbrella insurance, but it can be valuable for those with significant assets or potential liability risks. Local agents understand the specific needs of Kitsap County residents and can tailor coverage to your situation.

What Does a Umbrella Insurance Agent in Port Orchard Cost?

In Washington, umbrella insurance premiums generally range from 150 to 300 dollars per year for 1 million dollars in liability coverage. For 2 million dollars in coverage, costs typically range from 250 to 500 dollars per year. Factors such as the number of vehicles, rental properties, and your claims history can affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Port Orchard do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your underlying auto or home insurance. They assess your assets and risk factors to recommend an appropriate coverage amount. In Washington, these policies typically start at 1 million dollars in coverage.
Who needs umbrella insurance in Washington state?
Anyone with significant savings, a home, rental properties, or a high risk of being sued may benefit from umbrella insurance. Washington follows a comparative fault system, meaning you can be held liable for damages even if you are only partially at fault. An agent can help determine if umbrella coverage is right for you.
How much does umbrella insurance cost in Washington?
Umbrella insurance in Washington typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and additional risk factors. Your Port Orchard agent can provide a personalized quote based on your specific situation.