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Find Umbrella Insurance Agents Near You in Germantown, WI
Browse umbrella insurance agents serving Germantown, Wisconsin. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Germantown, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Wisconsin before hiring.
Showing 5 umbrella insurance agents in Germantown, WI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph Hoell Insurance
W175N11081 Stonewood Dr UNIT 200, Germantown, WI 53022
(262) 214-0999
hoellagency.com
Keener Insurance Solutions LLC
W175N11163 Stonewood Dr UNIT 108, Germantown, WI 53022
(262) 293-9144
keenerinsurancesolutions.com
Patrick Connaughty American Family Insurance
W156n11042 Pilgrim Rd, Germantown, WI 53022
(262) 255-7574
amfam.com
Frydach Insurance
W175N11163 Stonewood Dr #229, Germantown, WI 53022
(262) 437-0036
frydachinsurance.com
Capital-Richter Insurance Services
W156N11385 Pilgrim Rd, Germantown, WI 53022
(262) 250-0819
capitalinsurers.com
Umbrella insurance agents in Germantown Wisconsin help residents add an extra layer of liability coverage beyond standard auto and home policies. Wisconsin law allows umbrella policies to cover certain personal injury claims and legal defense costs not included in underlying policies. Local agents can explain how Wisconsin liability limits and asset protection needs affect your coverage options.
What Does a Umbrella Insurance Agent in Germantown Cost?
In Wisconsin a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk factors number of vehicles and property value. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Germantown do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that extends coverage limits above your auto and homeowners insurance. In Wisconsin this policy can cover claims like libel or slander and legal fees if you are sued. The agent assesses your assets and risk to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Wisconsin?
Most Wisconsin agents suggest at least one million dollars in umbrella coverage to protect major assets like a home or savings. Higher limits may be needed if you own rental property or have a high risk occupation. Your agent will review your net worth and potential liability exposure to set the right limit.
Is umbrella insurance required by Wisconsin law?
No Wisconsin law does not require umbrella insurance. However it is often required by lenders or landlords if you have high value assets. Umbrella policies also help meet minimum coverage requirements for certain business or recreational activities in Wisconsin.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Wisconsin.