The top-rated vision insurance agent in Rancho Santa Margarita, California is LensCrafters, rated 4.9 stars across 513 reviews. Other highly rated options include Kathleen M. Andersen, OD, Lori Garabedian - State Farm Insurance Agent, David C. Duncan Insurance Services, Inc.. This directory lists 17 vision insurance agents serving Rancho Santa Margarita.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | LensCrafters | 30505A Avenida de las Flores | (949) 459-1063 |
| 2 | Kathleen M. Andersen, OD | 22312 El Paseo # D | (949) 589-6171 |
| 3 | Lori Garabedian - State Farm Insurance Agent | 30052 Aventura # C | (949) 858-4400 |
| 4 | David C. Duncan Insurance Services, Inc. | 30376 Esperanza Suite 200 | (949) 836-8116 |
| 5 | Farmers Insurance - Jerry Farcone | 30201 Aventura Ste 201 | (949) 709-7860 |
| 6 | Rick Sicro - State Farm Insurance Agent | 22362 Gilberto Ste 240 | (949) 240-9300 |
| 7 | Mashco Insurance Solutions Inc | 31 La Cascada | (949) 838-4233 |
| 8 | Adam Bays - State Farm Insurance Agent | 22521 Avenida Empresa Ste 105 | (949) 305-8432 |
| 9 | George Menclewicz: Allstate Insurance | 22342 Avenida Empresa Ste 130 | (949) 459-2795 |
| 10 | Proserv Insurance | 23142 Arroyo Vista | (626) 446-1000 |
LensCrafters serves the Rancho Santa Margarita, California, area and surrounding communities. It handles a full range of vision insurance services for local residents. This includes processing claims for routine eye exams and prescription lenses. The company assists clients with understanding their specific coverage benefits and copays. It guides them through the selection of frames and lenses covered under their plan. To complete a typical job, the agent directly coordinates with the optometrist and insurance provider to verify plan details before finalizing the order.
Kathleen M. Andersen, OD serves the Rancho Santa Margarita area of Orange County, offering vision insurance agent services to local residents. The agency helps clients evaluate available vision plans and select appropriate coverage for routine exams and eyewear. Guidance is provided on understanding policy benefits and locating in-network providers within the region. Specific services include assisting with claims processing for vision benefits and coordinating new enrollment in individual or employer-sponsored vision insurance plans.
Serving the Rancho Santa Margarita area, Lori Garabedian - State Farm Insurance Agent provides vision insurance agent services, including assistance with plan selection and policy guidance. The agency offers routine support for maintaining vision coverage and addressing plan updates or claims. It helps clients evaluate options for vision care needs, ensuring access to necessary examinations and corrective eyewear. Examples of properties this agency services include single-family homes, apartments, retail spaces, and restaurants.
David C. Duncan Insurance Services, Inc. serves homeowners, businesses, and individuals in Rancho Santa Margarita, California, by arranging vision insurance plans. The agency helps clients select individual or group coverage that typically includes annual eye exams, corrective lenses, and frame allowances. It guides local customers through plan options, network providers, and premium structures. Services also include policy renewals and benefit assistance for existing policyholders. The company additionally covers residents and employers in the nearby cities of Laguna Hills and Mission Viejo.
Farmers Insurance - Jerry Farcone serves clients in Rancho Santa Margarita and the surrounding Orange County communities, handling a range of vision insurance needs including routine eye exam coverage and prescription lens plans. The agent helps individuals and families select policies that fit their specific budgets and vision care requirements. Coverage options typically include annual eye exams, frames, and contact lenses. For each new client, the agency carefully reviews existing vision benefits and explains how plans work with local optometrists to find a straightforward, practical solution.
Rick Sicro - State Farm Insurance Agent in Rancho Santa Margarita, CA helps clients choose between a one-time vision exam and ongoing plan coverage for corrective lenses or contact fittings. This practice typically accepts a range of vision insurance plans and can assist with annual eye health screenings. Service for an initial appointment operates on a one-time basis, while continued care for prescription changes or frame replacements is offered on an as-needed schedule.
As a vision insurance agent, Mashco Insurance Solutions Inc focuses on helping individuals and families in Rancho Santa Margarita, California select vision plans that cover routine eye exams, prescription eyewear, and contact lenses. It also assists clients in understanding plan details such as copays and annual allowances. During the back-to-school season, the agent helps parents secure coverage for children’s mandatory vision screenings and necessary corrective lenses.
As a vision insurance agent in Rancho Santa Margarita, California, Adam Bays - State Farm Insurance Agent helps clients select plans that cover routine eye exams and corrective eyewear. The agency also provides access to policies that can include discounts on frames, lenses, and contact lenses from network providers. Vision care benefits may be added to existing insurance packages or obtained as standalone coverage. This agent offers services for households, individual professionals, and various commercial sectors such as offices, warehouses, and food service establishments.
As the longer days of summer increase outdoor activity in Rancho Santa Margarita, protecting vision becomes essential. George Menclewicz: Allstate Insurance provides vision insurance policies that help cover eye exams, corrective lenses, and frames. By working with a network of local optometrists and optical retailers, the agency processes claims and explains coverage for annual checkups or sudden eye injuries. Their initial assessment begins with discussing your specific needs to verify existing benefits or begin a new policy, followed by scheduling a comprehensive eye exam.
What Does a a Vision Insurance Agent in Rancho Santa Margarita Cost?
In California, individual vision insurance plans typically cost between $10 and $30 per month for adults. Family plans range from $25 to $60 per month. Annual eye exams usually have a copay of $10 to $20. Allowances for glasses or contacts often range from $100 to $200 per year. Costs vary by carrier, plan level, and location. This is general information, not insurance advice.
About vision insurance agents in Rancho Santa Margarita
Vision insurance agents in Rancho Santa Margarita help residents and families find coverage for routine eye exams, prescription glasses, and contact lenses. California law requires health insurance plans to offer pediatric vision coverage for children under age 19, but adult vision plans are typically separate. Local agents can explain how to pair a vision plan with your medical insurance or employer benefits.
Frequently Asked Questions
What does a vision insurance agent in Rancho Santa Margarita do?
A vision insurance agent helps you compare and enroll in vision plans from different carriers. They explain coverage for eye exams, frames, lenses, and contact lenses. They also assist with claims and plan changes during open enrollment.
Do I need vision insurance if I have medical insurance in California?
Medical insurance in California covers eye diseases and injuries but does not cover routine eye exams or corrective lenses. A separate vision plan pays for annual exams, glasses, and contacts. Agents help you find a plan that fits your needs.
Can I buy vision insurance outside of open enrollment in California?
You can buy individual vision insurance at any time of year in California. There is no limited enrollment period for most standalone vision plans. Group plans through employers may have specific enrollment windows.
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