The top-rated workers' compensation insurance agent in Flagstaff, Arizona is Brandon Redfern - State Farm Insurance Agent, rated 4.9 stars across 446 reviews. Other highly rated options include Richard Sanchez - State Farm Insurance Agent, Keith Majors: Allstate Insurance, Becky Halstead: Allstate Insurance. This directory lists 20 workers' compensation insurance agents serving Flagstaff.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Redfern - State Farm Insurance Agent | 2677 E 7th Ave STE 3 | (928) 526-1006 |
| 2 | Richard Sanchez - State Farm Insurance Agent | 901 N San Francisco St | (928) 774-0657 |
| 3 | Keith Majors: Allstate Insurance | 2200 E Cedar Ave #12 | (928) 286-5983 |
| 4 | Becky Halstead: Allstate Insurance | 4 S San Francisco St #6 | (928) 774-5005 |
| 5 | Harrison Lovett - State Farm Insurance Agent | 2050 S Woodlands Village Blvd Ste 2 | (928) 774-0691 |
| 6 | Shane Welker - Co Owner Leavitt Group of Northern Arizona | 1338 W Forest Meadows St #100 | (928) 699-6535 |
| 7 | Michael Pilcher: Allstate Insurance | 1016 W University Ave # 104 | (928) 779-3652 |
| 8 | Leavitt Group of Northern Arizona | 1338 W Forest Meadows St #100 | (928) 526-3223 |
| 9 | Evans Insurance Inc. | 120 N Beaver St | (928) 774-5863 |
| 10 | Farmers Insurance - Laurel Baca | 603 N Beaver St | (928) 779-1394 |
Brandon Redfern - State Farm Insurance Agent serves the Flagstaff, Arizona area with workers' compensation insurance policies tailored for local businesses. These policies cover essential protections, including medical expenses and lost wages for employees injured on the job. Redfern’s agency helps clients navigate coverage options required by Arizona law. It also assists employers with risk management strategies and claim support. Specific services handled include policy evaluations for small businesses and customized solutions for independent contractors operating in Flagstaff.
Richard Sanchez, as a State Farm Insurance agent in Flagstaff, AZ, offers workers' compensation insurance services to local businesses, including policy setup and claims assistance. Ongoing service includes periodic policy reviews to ensure coverage aligns with operational changes and local regulations. The agency typically provides risk management guidance to help reduce workplace injuries. These services are available for a range of commercial properties, such as single-family homes used as offices, small apartments, retail locations, and restaurants.
Keith Majors: Allstate Insurance serves businesses, property managers, and homeowners across Flagstaff by providing workers' compensation insurance policies tailored to local employment needs. Clients receive guidance on coverage requirements for protecting employees from work-related injuries and managing compliance with mandated regulations. The agency assists with policy selection to fit small and medium-sized enterprises operating in this mountain region. Its workers' compensation services also extend to employers in communities such as Sedona and the surrounding Coconino County areas.
Serving Flagstaff and the surrounding communities of northern Arizona, Becky Halstead: Allstate Insurance handles workers’ compensation insurance coverage for local businesses. It consults with employers to assess their specific workplace risks and payroll information. Allstate provides policies that help businesses manage costs while maintaining compliance with state requirements. The agency typically begins by reviewing a client’s business operations, then presents coverage options suited to their industry needs, and assists with policy management throughout the year.
For businesses in Flagstaff, AZ, choosing between a one-time workers’ compensation insurance policy and recurring coverage depends on the nature and duration of employee risk. Harrison Lovett - State Farm Insurance Agent provides workers’ compensation insurance tailored to local employers, covering medical expenses and lost wages for job-related injuries. Such policies help businesses comply with state requirements while protecting their workforce. Service is typically arranged on an as-needed basis, with policy terms renewed to match changing operational needs.
Shane Welker, Co-Owner of Leavitt Group of Northern Arizona, specializes in workers' compensation insurance for businesses in Flagstaff. The agency provides comprehensive policy placement and risk management guidance to help local employers comply with Arizona requirements. It also assists with coverage reviews, claims management support, and workplace safety planning. The firm regularly helps construction and hospitality companies prepare for the increased seasonal incident risk that comes with Flagstaff’s heavy winter tourism and snowy conditions.
Michael Pilcher: Allstate Insurance in Flagstaff, AZ assists residential clients with homeowners and auto coverage needs. For commercial operations, the agency provides workers’ compensation insurance to protect local businesses and their employees. Serving the Flagstaff area, the office helps policyholders secure coverage that meets state requirements and business risks. After claims are filed or policies are adjusted, the agency follows up to ensure smooth service and remains available for repeat inquiries between regular policy review visits.
Leavitt Group of Northern Arizona assists employers in meeting regulatory requirements through workers’ compensation insurance solutions, with additional offerings such as policy risk analysis and claims management support tailored to local business needs. Operating from Flagstaff, Arizona, the agency focuses on aligning coverage with industry-specific exposures. Its services commonly serve commercial sectors including offices, warehouses, and food service operations.
With Flagstaff’s snowy winters increasing slip-and-fall claims, Evans Insurance Inc. helps local businesses navigate workers’ compensation coverage. As a dedicated agent in this specialized field, the company connects employers with policies that address medical expenses and lost wages for injured workers. They also advise on compliance with Arizona’s regulations, focusing on both risk management and benefit clarity. A new client’s relationship typically begins with a thorough review of current payroll classifications and workplace hazards during an on-site inspection of their operations.
Farmers Insurance - Laurel Baca is a workers' compensation insurance agent serving employers in Flagstaff, Arizona. The agency handles the placement of coverage that helps businesses meet state-mandated obligations for employee injury protection and lost wage replacement. Agents work with local companies of various sizes to structure policies that comply with Arizona regulations while addressing operational risk. Additional services often include assistance with policy audits and modifications when business needs change. The agency can also help employers explore deductible options to further customize their plan.
What Does a a Workers' Compensation Insurance Agent in Flagstaff Cost?
Workers compensation insurance costs in Arizona vary by industry, payroll size, and claims history. For a small Flagstaff business, annual premiums may range from 500 to 5,000 dollars for low-risk office work, while construction or hospitality businesses may pay 5,000 to 20,000 dollars or more. Rates are set by the Arizona Department of Insurance and approved for each carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in Flagstaff
Workers compensation insurance agents in Flagstaff help Arizona businesses comply with state law requiring coverage for most employers with one or more workers. Arizona Revised Statutes Title 23 mandates that employers provide wage replacement and medical benefits to employees injured on the job. Flagstaff agents can assist with policy selection, payroll classification, and risk management tailored to local industries like hospitality and construction.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Flagstaff Arizona?
Yes, Arizona law requires most employers with one or more employees to carry workers compensation insurance. Exceptions include some agricultural workers and independent contractors. A Flagstaff agent can help determine if your business qualifies for an exemption.
How does a workers compensation insurance agent in Flagstaff help with premium audits?
Agents assist by reviewing payroll records and job classifications before an audit to ensure accuracy. They help Flagstaff businesses avoid overpaying due to misclassified employees. Proper preparation can reduce audit disputes and premium adjustments.
What are the penalties for not having workers comp insurance in Arizona?
Arizona employers without required coverage face stop-work orders, fines up to 10 times the premium owed, and potential criminal charges. The Industrial Commission of Arizona enforces these penalties. An agent can help you secure compliant coverage quickly.
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