The top-rated workers' compensation insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Dan Normoyle - State Farm Insurance Agent, Republix Risk Mitigation Insurance Solutions, Dr. Aaron Williams - State Farm Insurance Agent. This directory lists 19 workers' compensation insurance agents serving Folsom.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shoua Lee - State Farm Insurance Agent | 785 Orchard Dr Ste 145 | (916) 353-5199 |
| 2 | Dan Normoyle - State Farm Insurance Agent | 1833 Iron Point Rd STE 180 | (916) 608-2600 |
| 3 | Republix Risk Mitigation Insurance Solutions | 503 Natoma St | (916) 800-7787 |
| 4 | Dr. Aaron Williams - State Farm Insurance Agent | 231 Blue Ravine Rd #100 | (916) 235-8565 |
| 5 | Whims Insurance and Financial Services | 31 Natoma St #170 | (916) 817-6250 |
| 6 | Sierra Mountain Insurance Agency: Allstate Insurance | 13405 Folsom Blvd STE 810 | (916) 985-8484 |
| 7 | Oakwood Interstate Insurance Services | 193 Blue Ravine Rd STE 180 | (916) 988-9080 |
| 8 | Noble West | 205 Natoma St | (800) 391-1313 |
| 9 | J D Shield Insurance Agency LLC | 50 Iron Point Cir Suite 140 | (916) 281-0101 |
| 10 | Greenfield Insurance Agency | 101 Parkshore Dr #100 | (877) 401-9660 |
Shoua Lee - State Farm Insurance Agent serves the Sacramento County region, including Folsom, California, as a provider of workers’ compensation insurance. This agent helps local businesses secure coverage that addresses medical expenses and lost wages for employees injured on the job. Workers’ compensation policies also assist employers in managing legal liabilities that can arise from workplace incidents. A key service this agency offers is professional evaluation of payroll and risk exposure. Clients receive guidance on compliance with California’s insurance requirements and claims reporting procedures.
Dan Normoyle - State Farm Insurance Agent in Folsom, CA, provides workers’ compensation insurance coverage, helping local businesses manage employee injury risk and comply with regulatory requirements. The agency offers policy consultations, claim filing support, and periodic policy reviews to ensure adequate protection as business needs evolve. It serves a range of commercial properties in the area, including single-family homes, apartments, retail establishments, and restaurants.
This agency assists businesses, property managers, and contractors in Folsom with workers’ compensation insurance coverage. It helps clients navigate California’s classification system and secure policies that align with workplace injury risks. The firm additionally advises on loss prevention strategies to reduce future claims. Offering localized service, it also represents employers throughout nearby El Dorado Hills and the greater Sacramento metro area.
Dr. Aaron Williams - State Farm Insurance Agent in Folsom, CA serves individuals and businesses throughout Folsom and the surrounding Sacramento-area communities. The agency handles workers' compensation insurance, which provides wage replacement and medical benefits to employees who suffer job-related injuries or illnesses. This coverage helps employers meet legal requirements while protecting their workforce. To manage a typical policy, the agency first assesses the client’s operations and payroll, then recommends a plan tailored to the specific industry and claims risk history present in the local market.
Whims Insurance and Financial Services in Folsom, CA distinguishes between one-time policy consultations for immediate worker injury needs and recurring service options for ongoing risk management. The agency specializes in workers compensation insurance agent work, helping local businesses secure coverage that meets regulatory requirements and protects employees. Services are provided strictly on an as-needed basis, allowing clients to request support when new policies or plan adjustments become necessary, rather than following a fixed schedule.
Sierra Mountain Insurance Agency: Allstate Insurance assists businesses in Folsom with workers’ compensation coverage to meet legal requirements and protect employees. The agency focuses specifically on tailoring these policies to fit the operational risks of local companies. Standard workers’ compensation services are adapted to address regional industry demands. Their coverage models can be structured for various commercial sectors, including offices, warehouses, and food service.
As seasonal industries in the Folsom area wind down or ramp up, employers face fluctuating payrolls and new injury risks. Oakwood Interstate Insurance Services helps local businesses navigate these shifts by securing workers' compensation insurance that aligns with their operational changes and industry exposures. A knowledgeable agent can tailor coverage to address specific workplace hazards, ensuring compliance with California regulations without gaps in protection. The process typically begins with an assessment of the business's safety protocols, payroll structure, and recent claims history to determine the most appropriate risk management strategy.
Noble West provides specialized guidance for employers navigating workers’ compensation insurance in Folsom, CA. The agency helps businesses secure appropriate coverage to meet California’s legal requirements and protect their workforce. It assists with policy selection, claims support, and understanding premium calculations. It also advises clients on compliance with evolving state regulations and safety program recommendations. As local weather and construction demand fluctuate seasonally, the company helps adjust coverage to address the higher injury risks that often accompany the region’s busy late-summer and autumn workload peaks.
J D Shield Insurance Agency LLC serves residential clients in Folsom, CA, with workers' compensation insurance that protects individual homeowners employing domestic help. The agency also provides commercial coverage for local businesses, ensuring their employees are safeguarded against workplace injuries. Its service area extends throughout the surrounding region, meeting the diverse needs of contractors and small enterprises. Between regular policy reviews, agents follow up with clients to adjust coverage as operations change, delivering consistent support for ongoing compliance.
Greenfield Insurance Agency in Folsom, CA is known for helping local businesses navigate workers’ compensation coverage. The agency serves employers throughout the Sacramento region by offering policies that address medical expenses and lost wages for injured workers. Their service range includes policy review and claim support. They also provide specialized guidance on reducing workplace risk through tailored safety programs as an add-on service.
What Does a a Workers' Compensation Insurance Agent in Folsom Cost?
Typical workers compensation insurance costs in California range from 0.50 to 20 dollars per 100 dollars of payroll, depending on your industry and claims history. For a small office-based business in Folsom, annual premiums might start around 500 dollars, while a construction company could pay several thousand dollars. Rates are regulated by the California Department of Insurance, but carriers have flexibility. This is general information, not insurance advice.
About workers' compensation insurance agents in Folsom
Workers compensation insurance is required for most employers in California. A local Folsom agent can help you understand state-specific requirements, such as the minimum coverage limits and the need for a policy that meets California Division of Workers Compensation rules. Working with an agent ensures your business complies with California Labor Code Section 3700.
Frequently Asked Questions
Is workers compensation insurance mandatory for all businesses in Folsom?
Yes, California law requires nearly all employers to carry workers compensation insurance, even if you have only one employee. Fines for noncompliance can be up to double the premium or more. A local agent can help you find a policy that meets these legal requirements.
How does a workers compensation insurance agent in Folsom help my business?
An agent can explain California-specific policy options, such as the State Compensation Insurance Fund or private carriers. They also help you calculate payroll classifications and manage claims reporting. This guidance helps you avoid penalties and ensure proper coverage for workplace injuries.
What factors affect the cost of workers compensation insurance in California?
Costs depend on your business classification, payroll size, claims history, and the insurance carrier. In California, the average rate per 100 dollars of payroll ranges from about 0.50 to over 20 dollars depending on risk level. An agent can compare quotes from multiple carriers to find a suitable rate.
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