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Find Workers' Compensation Insurance Agents in Imperial Beach, CA

Directory of workers' compensation insurance agents in Imperial Beach, California. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Imperial Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 workers' compensation insurance agents in Imperial Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tracey Rivera Insurance Agency Inc. - State Farm Insurance
1239 Palm Ave, Imperial Beach, CA 91932
(619) 424-3956 traceyriveraagency.com
Cheryl Close - State Farm Insurance Agent
1144 13th St Suite 101, Imperial Beach, CA 91932
(619) 423-7111 cherylclose.com
Greg Nelson: Allstate Insurance
1228 Palm Ave, Imperial Beach, CA 91932
(619) 423-2633 agents.allstate.com
Farmers Insurance - Carlos Diaz
1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
(619) 425-0079 agents.farmers.com
Ideal Choice Insurance & Notary Services
1237 Palm Ave, Imperial Beach, CA 91932
(619) 423-7172 idealchoiceinsurance.com
Bee Insurance Services
946 Donax Ave #464, Imperial Beach, CA 91933
(858) 752-7564
Corrales Tax & Insurance Services
936 Palm Ave, Imperial Beach, CA 91932
(619) 392-0948

Workers compensation insurance agents in Imperial Beach help local businesses meet California state law requirements. California Labor Code Section 3700 requires all employers with at least one employee to carry workers comp insurance. An agent can guide you through the process of obtaining a policy that fits your business needs in the South Bay area.

What Does a Workers' Compensation Insurance Agent in Imperial Beach Cost?

Workers compensation insurance costs in California vary by industry, payroll, and claims history. For a small business in Imperial Beach, annual premiums typically range from 300 to 1,500 dollars per employee for low risk jobs like retail or office work. Higher risk jobs such as construction or roofing can cost 5,000 to 15,000 dollars per employee per year. This is general information and not insurance advice. Consult a licensed agent for a specific quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a workers compensation insurance agent in Imperial Beach do?
A workers compensation insurance agent helps you find and purchase a policy that meets California state requirements. They explain coverage options, assist with payroll reporting, and help you understand premium calculations. Agents also provide guidance on claims procedures and safety programs.
Is workers compensation insurance required for all businesses in Imperial Beach?
Yes, California law requires nearly all employers to carry workers compensation insurance, even if you have only one part-time employee. Independent contractors may be exempt, but misclassification can lead to penalties. An agent can help you determine your specific obligations.
How can an agent help me save money on workers comp insurance in California?
An agent can help you qualify for California approved experience modification credits and safety program discounts. They can also recommend proper employee classification codes to avoid overpaying. Agents often review payroll records to ensure accurate reporting and prevent costly audits.